Littio review

The monthly fee is $0, so there is no standing charge for holding the account open. Currency conversion costs 0%, which sits below the site median of 1% and the debit ranking median of 1%. Keeping the card in several currencies therefore stays cheap to run.

The account supports 3 currencies, and the card is listed as multi-currency among its features. That means you can keep balances in several currencies on one debit card rather than opening separate accounts for each one.

It is a debit card on the mastercard network, so it is accepted wherever cards on that network are taken. A virtual card is also listed among the account features, which is useful for online spending where you would rather not use the physical card.

No regulator or protection scheme is listed for Littio in the information available for this profile, so the account cannot be described as covered by a deposit protection scheme. The legal entity behind the terms and conditions is Selenio S.A.S., which is worth reading before you add funds.

Crypto is one of the listed features, alongside multi-currency, virtual card and travel. So a single account holds both crypto and the 3 currency balances rather than separating them into different products.

Support runs on help centre, so questions are handled through written answers. There is no phone or chat channel listed, which is the main practical difference from banks such as Starling Personal Account Debit Card.

Travel is listed as a feature of the card, and the currency conversion fee is 0%. The no-foreign-fee ranking also has a median conversion fee of 0%, so the card sits at the cheap end of that group.

If crypto is your main reason to open an account, Bitpanda may fit better since it is built around digital assets and has a monthly fee of €0. Littio suits people who want crypto as one feature of a multi-currency card rather than the whole point of the account.