LOOP by NCBA review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Spending from money already held appeals to customers who want clear boundaries, and LOOP by NCBA lands on that side with debit card use. LOOP by NCBA provides a debit card with a virtual-card option for daily payments, and it suits customers who prioritise account-linked spending for online and in-person use.
Key facts
- Best for
- Debit customers managing daily online and in-person payments
- Card type
- Debit (Source, checked September 26, 2026)
- Features
- Virtual card
- Official website
- loop.co.ke
Apps and profiles
- Get the app
- App Store
Pros
Pros
- Debit spending linked to funds held in the connected account for daily control.
- Virtual-card option supporting online payments alongside the physical debit card.
Who it suits
- Customers who prefer account-linked debit spending
- Customers who want a virtual card for online payments
How LOOP by NCBA compares
Where LOOP by NCBA is available
- Available
- Kenya
Countries from its affiliate programme (Source)
Frequently asked questions
What type of card does LOOP by NCBA offer?+
LOOP by NCBA offers a debit card linked to funds held in the connected account. Customers use it for daily payments online and in person. The structure keeps spending tied to the available account balance.
How does the digital card option work?+
The virtual card works as a digital companion to the debit card for online payments. Customers use the virtual details where cards are accepted online. Spending remains connected to the same account funds as the main card.
Who might consider this debit option?+
Customers who prefer debit spending from held funds may find this option relevant. It suits people wanting daily card use online and in person with virtual-card support. Reviewing account compatibility and card management tools helps inform the choice.
Sources
- loop.co.ke/faqs checked September 26, 2026
Backs: Card type, Features
“A physical card is attached to your bank account while a virtual card is attached to your Payment Wallet”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.