MegaPay review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MegaPay is a Kyrgyz virtual card from a company operating since 2009. The monthly fee of KGS 0 is what sets it apart from paid virtual cards, and the National Bank of the Kyrgyz Republic licence suits readers who want a locally regulated card for online spending.
Key facts
- Best for
- A free Visa virtual card for online spending in Kyrgyzstan, with a monthly fee of KGS 0.
- Monthly fee
- KGS 0 (Source, checked September 26, 2026)
- Card type
- Virtual (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Kyrgyzmobilecompany LLC (Source, checked September 26, 2026)
- Headquarters
- Kyrgyzstan (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Virtual card
- Official website
- megapay.kg
Apps and profiles
- Get the app
- Google Play
- Elsewhere
- facebook.cominstagram.comt.me
Pros and cons
Pros
- Monthly fee of KGS 0 on the virtual card
- Card type is virtual, which fits online subscriptions and services
- Runs on the visa network
- Authorised by the National Bank of the Kyrgyz Republic under 3028080120
Cons
- The card type is virtual, so the product is aimed at online payments more than everyday card use
- Support runs on email, phone and help centre, so help comes by email, phone or the help centre
- The licence is 3028080120, so the account is tied to the Kyrgyz market
Who it suits
- People in Kyrgyzstan paying for online subscriptions and services
- Anyone who wants a visa virtual card at a monthly fee of KGS 0
- Card users who prefer email and phone help, since support runs on email, phone and help centre
Who should look elsewhere
- Anyone who needs cash at a machine, since the virtual card is built for online spending
- People outside Kyrgyzstan who want the account under a home regulator other than the National Bank of the Kyrgyz Republic
The company behind it
MegaPay is run by Kyrgyzmobilecompany LLC, based in Kyrgyzstan and operating since 2009. The brand issues the virtual card on the Visa network. It is authorised by the National Bank of the Kyrgyz Republic under licence 3028080120. Support runs on email, phone and help centre, so help comes by phone, email or the help centre.
How MegaPay compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Where MegaPay is available
- Available
- Kyrgyzstan
- Licence in Kyrgyzstan
- National Bank of the Kyrgyz Republic (3028080120), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a MegaPay card cost each month?+
The virtual card carries a monthly fee of KGS 0, so there is no recurring charge to keep the card active. The card type is virtual, which means it is designed for online use rather than cash machine withdrawals.
Is MegaPay regulated?+
Yes. MegaPay holds a licence from the National Bank of the Kyrgyz Republic, listed as 3028080120. The licence is issued in Kyrgyzstan, so anyone banking outside the country should check their own rules first.
Which network does the card run on?+
The card runs on visa, so it works wherever Visa is accepted online. The card type is virtual, which means you add the card details to a service rather than handing over a plastic card.
Can I get cash out with a MegaPay card?+
Not from this product. It is a virtual card, built for online payments, so there is no plastic to use at a cash machine. If you need withdrawals, look at a physical card instead.
Where can I get help?+
Support runs on email, phone and help centre, so you can call, send an email or work through the help centre. Live chat is not among the listed channels, which some card users prefer.
Who is behind MegaPay?+
The card is issued by Kyrgyzmobilecompany LLC, a company based in Kyrgyzstan. The brand has been operating since 2009, so it is an established local name rather than a new entrant.
Is the card useful outside Kyrgyzstan?+
It is a Kyrgyzstan card, licensed in that market under 3028080120, so it is built for local use. It runs on visa, so online payments abroad may go through, but the licence does not cover other markets.
Sources
- interfax.com/newsroom/top-stories/92176 checked September 26, 2026
Backs: Founded
“Alfa Telecom was established in June 2009”
- megapay.kg/about checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“Yuridicheskiy adres: ul. Suyumbaeva 123, g. Bishkek, Kyrgyzskaya Respublika”
- megapay.kg/faq checked September 26, 2026
Backs: Support channels
“megapay@megacom.kg, *500, +996555500000, FAQ”
- megapay.kg/megablack checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“MegaBlack virtual card - Polnotsennaya tsifrovaya karta Visa bez plastika”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
MegaPay
A free Visa virtual card for online spending in Kyrgyzstan, with a monthly fee of KGS 0.