moey! review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
moey suits readers in PT who want a straightforward debit card with nothing charged each month, since the monthly fee is €0. The trade-off is that this is a single-market card from a cooperative credit institution, not a multi-currency account.
Key facts
- Best for
- A debit card with no monthly charge and phone support in Portugal.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Legal entity
- Caixa Central de Credito Agricola Mutuo (Source, checked September 26, 2026)
- Headquarters
- Portugal (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- moey.pt
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInfacebook.com
Pros and cons
Pros
- The monthly fee is €0, so holding the account costs nothing each month.
- Support runs on email, phone and help centre, so help is available by phone as well as in writing.
- A named operator sits behind the card: Caixa Central de Credito Agricola Mutuo.
- It is a debit card, the most common type in the debit ranking at 100%.
Cons
- Support runs on email, phone and help centre only, with no live chat on the list.
- The monthly fee of €0 matches the debit ranking median of €0, so a free monthly charge is common in this group.
- The account is a debit card based in Portugal, so it is built for a single market rather than currency switching.
Who it suits
- Readers in PT who want a plain debit card for everyday spending.
- Anyone who wants a monthly charge of €0 and a phone line to call.
- People who prefer a named cooperative credit institution, Caixa Central de Credito Agricola Mutuo, behind their card.
Who should look elsewhere
- Wise: its monthly fee of £0 matches moey, so pick it when you want a different market and feature set.
- Chime Card (Secured Visa Credit Card): a secured credit card at a monthly fee of $0, for readers after credit building as well as spending.
- Varo Believe Secured Credit Card: also secured credit at a monthly fee of $0, for anyone who wants credit mechanics rather than a debit account.
Who runs it
moey is run by Caixa Central de Credito Agricola Mutuo, which is based in Portugal. That is the entity behind the account, so anyone weighing where the money sits can look at the cooperative credit institution rather than a standalone app name. Support runs on email, phone and help centre, so a phone call, an email or the help centre are all open routes to an answer.
How moey! compares
9.4 vs 9.4
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 9.2
9.4 vs 8.8
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 9.0
9.4 vs 8.8
9.4 vs 8.8
9.4 vs 8.7
9.4 vs 9.2
9.4 vs 9.0
9.4 vs 8.9
9.4 vs 8.8
9.4 vs 9.6
9.4 vs 9.2
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 9.1
9.4 vs 8.9
9.4 vs 8.8
9.4 vs 8.8- 9.4 vs 8.8
- 9.4 vs 8.8
9.4 vs 8.8
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.5
9.4 vs 8.3
9.4 vs 8.2
9.4 vs 8.0
9.4 vs 8.0
Where moey! is available
- Available
- Portugal
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does moey cost each month?+
The monthly fee is €0, and that is the whole recurring price listed for the account. Across the debit cards in this ranking the median monthly fee is €0, so moey sits in the middle of the pack on that measure rather than above it.
Is moey a debit card or a credit card?+
moey issues a debit card, so spending comes out of the money in the account rather than a borrowing facility. Debit cards make up 100% of the ranking moey appears in. Some of the alternatives here are secured credit cards instead, which work on a different basis.
Who runs moey?+
The account is operated by Caixa Central de Credito Agricola Mutuo, a cooperative credit institution based in Portugal. That is the legal entity behind the card, so anyone weighing where the money sits can look at the institution rather than a standalone app name. Day to day questions go through the brand's own support channels.
How do I get help from moey?+
Support runs on email, phone and help centre. That means email, a phone line and a help centre are all part of the setup, so a quick question can go by email while something more involved can be raised by phone. Written self service in the help centre handles the routine lookups.
How does moey's monthly price compare with the alternatives?+
The monthly price is level across the group. moey charges €0, while Wise charges £0, Varo Believe Secured Credit Card charges $0 and Chime Card (Secured Visa Credit Card) charges $0, so the fee itself is not the deciding factor.
Who is moey aimed at?+
moey is set up for readers in PT who want a debit card for everyday spending and do not want a monthly charge hanging over the account. The monthly fee is €0, and support is reachable by phone as well as in writing. It suits a single market rather than frequent currency switching.
What about currency conversion when spending abroad?+
Debit cards in this ranking show a currency conversion median of 1% and a top quartile of 2.5%, so the spread is wide. moey is a debit card with a monthly fee of €0, and the exchange rate applied to a purchase abroad is the part worth checking before a trip.
How does moey rank on price?+
On the monthly fee, moey is ranked 1 out of 419 brands compared here, and the cost part of its score is 6. The overall score for the brand is 6, so price is its clearest point rather than a weak spot.
Sources
- moey.pt checked September 26, 2026
Backs: Monthly fee
- moey.pt/cartao-debito-fisico checked September 26, 2026
Backs: Card type
- moey.pt/contactos checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.