Moneybase review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Moneybase is a business-first debit card on the Mastercard network that holds 24 currencies, built for a firm paying suppliers abroad. It suits sole traders and small businesses who want everyday card spending and online purchases handled together, and it scores 6 overall.
Key facts
- Best for
- A business card for spending in 24 currencies.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Currencies
- 24 (Source, checked September 26, 2026)
- Legal entity
- MONEYBASE LIMITED (Source, checked September 26, 2026)
- Headquarters
- Malta (Source, checked September 26, 2026)
- Founded
- 1971 (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Virtual card, Travel
- Audience
- Business
- Official website
- moneybase.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A monthly fee of €0 for the card.
- 24 currencies held in a single account, and the card runs on Mastercard.
- A virtual card is listed among the multi currency, virtual card and travel features, which suits paying suppliers online.
- A business account focus, so the features target company spending rather than personal banking.
Cons
- Support runs on help centre only, with no phone or live chat channel listed for urgent card problems.
- The licence on file is a Malta electronic money licence, PSD_EMI MT_MFSA!MNB, so the balance is an e-money account rather than a bank deposit.
Who it suits
- Small businesses and sole traders paying suppliers in more than one currency.
- Anyone who wants a debit card and a virtual card number from the same account.
- Firms that want Mastercard spending with a monthly fee of €0.
Who should look elsewhere
- Varo Believe Secured Credit Card, if you want a secured credit card rather than a debit card.
- Chime Card (Secured Visa Credit Card), if a secured Visa credit card suits you better than a Mastercard debit card.
How Moneybase compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.2
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 9.6
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8- 9.3 vs 8.8
- 9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
9.3 vs 8.2
9.3 vs 8.0
9.3 vs 8.0
Where Moneybase is available
- Available
- Malta
- Licence in Malta
- MT_MFSA (PSD_EMI MT_MFSA!MNB), checked September 26, 2026, also valid in Malta
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does a Moneybase account cost each month?+
The cardholder pays a monthly fee of €0, which matches the site median of €0 and puts Moneybase at 1 of 419 brands on that measure. The everyday running cost of holding the account sits at the bottom of the range.
Who regulates Moneybase?+
Moneybase trades as MONEYBASE LIMITED, based in Malta, and holds an electronic money licence with the Malta Financial Services Authority recorded as PSD_EMI MT_MFSA!MNB. The licence on file is an e-money permission rather than a bank licence, so the balance is an e-money account.
Is the Moneybase card a debit card?+
It is a debit card on the mastercard network, so spending comes straight from the money in the account rather than extending credit. That suits people who want card use limited to their own balance.
How many currencies can I hold with Moneybase?+
The account supports 24 currencies, which is the practical reason a business uses it: suppliers can be paid in their own currency while the balance stays in a single place. Multi-currency and travel are both listed features.
Does Moneybase offer a virtual card?+
The multi currency, virtual card and travel set includes a virtual card, which suits businesses that want online and subscription payments on a separate number from everyday card spending, on the same debit account.
Who is a Moneybase card designed for?+
The audience is business, so the account is aimed at firms rather than personal users. That shapes the feature set: multi-currency, a virtual card and travel, with a monthly fee of €0.
How do I get help from Moneybase?+
Support runs on help centre only, so most questions are answered through self serve articles. If your card is blocked while you are abroad, the help centre is the only listed route, so plan for that before a trip.
How long has Moneybase been running?+
The business dates back to 1971, and MONEYBASE LIMITED is the licensed entity, so this is a long established operation rather than a new entrant. Its overall score on the site is 6, in the middle of the field.
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=MT_MFSA!MNB; EntityType=PSD_EMI; ENT_NAM=MONEYBASE LIMITED”
- careers.moneybase.com/o/product-owner-1 checked September 26, 2026
Backs: Founded
“founded the Maltese financial services industry in 1971”
- moneybase.com/blog/banking-basics/your-moneybase-masterca... checked September 26, 2026
Backs: Card type, Card network
“Your Moneybase Mastercard”
- moneybase.com/extras/business-to-business-solutions checked September 26, 2026
Backs: Audience
“Open a personal, corporate or broker account”
- moneybase.com/wp-content/uploads/2024/07/Moneybase-Cardho... checked September 26, 2026
Backs: Currencies, Features, Monthly fee, Support channels
“Exchange 24 currencies at competitive rates”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.