MyFin review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
MyFin is a kids and family debit card with a monthly fee of €0 and no currency conversion charge, so it suits parents who want a plain card for younger spenders. Costs sit at 1 out of 419 and 1 out of 259 on conversion.
Key facts
- Best for
- Parents setting up a first debit card for a child.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Headquarters
- Bulgaria (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Features
- Virtual card
- Audience
- Kids
- Official website
- myfin.bg
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- WikidataLinkedInfacebook.com
Pros and cons
Pros
- Currency conversion fee of 0% means no added cost on spending abroad
- Ranked 1 out of 259 brands on currency conversion fee
- Visa network, so the card works widely
- A virtual card can be added for online spending
Cons
- Support runs on email and phone only, with no live chat or help centre listed
- Multi-currency is not among its features (virtual card), leaving the 0% conversion fee as the only travel cost listed
Who it suits
- Parents opening a first card for kids
- Families that want a virtual card for younger children
- Travellers who want a debit card with no currency conversion charge
Who should look elsewhere
- Wise or Chime Card if you want an account for adults rather than one built around kids
- Varo Believe Secured Credit Card if you are looking to borrow rather than spend from a balance
- People who want live chat support, since support runs on email and phone only
Fees and currency costs
The monthly fee is €0 and the currency conversion fee is 0%, so there is no monthly charge to keep an eye on and no added cost when spending in another currency. The virtual card follows the same fee profile as the physical one. Nothing in the account summary adds a second layer of cost on top of those two numbers.
Where it sits among rivals
On monthly fee MyFin sits at 1 out of 419 brands, which puts it at the cheapest end given most debit cards charge nothing either. On currency conversion fee it ranks 1 out of 259, a stronger position because most rivals do add a percentage. That gap is the reason to pick this card over an otherwise free one.
How MyFin compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Where MyFin is available
- Available
- Bulgaria
- Licence in Bulgaria
- Bulgarian National Bank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does the MyFin card cost each month?+
The monthly fee is €0, so the account costs nothing to hold. Parents are not paying a subscription to keep a card open for a child. Spending abroad adds no conversion charge either, since the currency conversion fee is 0%.
Is there a charge for spending in another currency?+
The currency conversion fee is 0%. That is the main draw for a family that travels, since most debit cards in the same ranking add a percentage on top of the exchange rate. MyFin ranks 1 out of 259 brands on this measure.
Who is this card aimed at?+
The card is built for kids, with a junior profile behind it, so a parent opens the account and a younger child uses the card. It suits first cards rather than an adult account. A virtual card is also available for online spending.
What type of card is it?+
It is a debit card, so spending draws on the money already in the account rather than borrowing. The card runs on the Visa network, which is the most common choice in the comparison. It is not a credit card and it does not build a credit history.
How can parents get help?+
Support runs on email and phone. That covers written email queries and a phone line, which handles most questions about a child's card. There is no live chat or self service help centre listed for the account.
Can I add a virtual card for my child?+
A virtual card is one of the account features, so you can add one alongside the physical card. It is useful for online purchases and for settings where you would rather not enter the main card details. It draws on the same account balance as the physical card.
Which regulator supervises the account?+
MyFin is headquartered in Bulgaria and the account falls under the Bulgarian National Bank. The card is supervised in its home market, which is worth checking if the account is opened from outside Bulgaria.
How does the monthly fee compare with other cards?+
At €0 the card ranks 1 out of 419 brands on monthly fee. Many debit cards also charge nothing, so the fee is not the deciding factor. The currency conversion fee of 0% is what sets it apart.
Sources
- myfin.bg checked September 26, 2026
Backs: Features, Card network
“Create a virtual card for online and contactless payments”
- myfin.bg/about-us checked September 26, 2026
Backs: Licences
- myfin.bg/contact-us checked September 26, 2026
Backs: Headquarters, Support channels
“111P Tsarigradsko shose Blvd., 1784 Sofia, Bulgaria”
- myfin.bg/junior-profile checked September 26, 2026
Backs: Audience, Card type
“Junior Profile - children aged 7 to 17”
- myfin.bg/tariff checked September 26, 2026
Backs: Currency conversion fee, Monthly fee
“Exchange of foreign currency - Free of charge on Standard tariff”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.