N58 Banco Digital review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
N58 Banco Digital is a plain Mastercard debit card for people who mostly spend in a single currency and want help by phone, chat, email or in a help centre. Currency conversion at 0.2% is the figure to watch if you pay abroad often.
Key facts
- Best for
- A simple Mastercard debit for everyday spending in a single currency.
- Monthly fee
- VES 0.10 (Source, checked September 26, 2026)
- Currency conversion fee
- 0.2% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- N58 Banco Digital, S.A. (Source, checked September 26, 2026)
- Support channels
- Phone, Chat, Email, Help-centre (Source, checked September 26, 2026)
- Official website
- n58bancodigital.com
Pros and cons
Pros
- Support runs on phone, chat and email, so phone, chat, email and a help centre are there when a payment needs chasing.
- It is a debit card on the mastercard network, accepted wherever Mastercard debit cards are taken.
- Conversion costs 0.2%, well under the site maximum, which is 10.5%, so occasional foreign spend stays contained.
Cons
- A monthly fee of VES 0.10 applies, while Wise and Chime card list £0 and $0.
- Conversion still costs 0.2% on foreign purchases, and N58 sits at 109 of 259 brands on that measure.
- Support runs on phone, chat and email only, with no branch counter or in-person service listed.
Who it suits
- People who spend in a single currency and want a plain Mastercard debit for everyday costs.
- Customers who value phone and written help, with phone, chat and email to fall back on.
- Anyone willing to pay VES 0.10 a month in exchange for a simple debit card.
Who should look elsewhere
- Not for people who want to hold the account at no monthly cost: N58 charges VES 0.10, where Varo Believe Secured Credit Card lists $0.
- Not for heavy foreign spending, since conversion at 0.2% is charged on purchases in other currencies; Wise is worth weighing for its own currency pricing.
Fees and currency costs
The account charges a monthly fee of VES 0.10 for the card, and currency conversion is charged at 0.2%. Spending in another currency therefore costs more at the exchange, and the charge builds up with each foreign purchase. For a card used mostly for local spending, VES 0.10 is the fixed part of the cost and 0.2% only matters when you pay abroad.
Who runs it
N58 Banco Digital, S.A. is the legal entity behind the account. Support runs on phone, chat and email, so the team can be reached by phone, chat, email or in a help centre. That spread of channels matters if a payment query lands while you are away from home, and it means help is not tied to office hours alone.
How N58 Banco Digital compares
9.5 vs 9.4
9.5 vs 9.0
9.5 vs 8.9
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9.5 vs 8.5
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9.5 vs 8.8
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9.5 vs 9.0
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9.5 vs 8.8
9.5 vs 9.6
9.5 vs 9.2
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9.5 vs 9.1
9.5 vs 9.1
9.5 vs 8.9
9.5 vs 8.8
9.5 vs 8.8- 9.5 vs 8.8
- 9.5 vs 8.8
9.5 vs 8.8
9.5 vs 8.5
9.5 vs 8.5
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9.5 vs 8.3
9.5 vs 8.2
9.5 vs 8.0
9.5 vs 8.0
Where N58 Banco Digital is available
- Available
- Venezuela
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does N58 Banco Digital charge each month?+
N58 Banco Digital charges a monthly fee of VES 0.10 for the account and the card. That is the recurring cost to plan for, and it sits above the debit ranking median, which is €0. Cards such as Wise list £0.
How much does it cost to convert currency?+
Currency conversion is charged at 0.2%, so buying in another currency costs more than the price on screen. That is lower than the site median, which is 1%, but N58 still sits at 109 of 259 brands on this measure.
Is the card a debit or a credit card?+
The card is a debit card, which means purchases draw on the money sitting in the account rather than on a credit line. The VES 0.10 monthly fee is the standing cost, and the balance you hold is what the card spends.
Which network does the card run on?+
N58 issues its card on the mastercard network, so it works in the same places as other Mastercard debit cards. Network choice matters most if you travel or buy in places where a single network is accepted more widely than another.
How do I get help with the card?+
Support runs on phone, chat and email. That means a phone line, live chat, email and a help centre, so a blocked card or a pending payment can be chased whichever way suits you at the time.
Who runs N58 Banco Digital?+
The account is run by N58 Banco Digital, S.A., the named company behind the brand. Contractual terms, the tariff and the fee questions all sit with that entity, so it is the party to look at if a charge or a payment needs explaining.
Is N58 cheaper to hold than the alternatives?+
On running costs N58 is not the lowest cost option: the monthly fee is VES 0.10 where Varo Believe Secured Credit Card lists $0 and Chime card lists $0. Conversion at 0.2% is the trade-off to weigh against those.
Sources
- n58bancodigital.com checked September 26, 2026
Backs: Card type, Card network
- n58bancodigital.com/conocenos checked September 26, 2026
Backs: Legal entity
- n58bancodigital.com/documentos/tarifas-y-comisiones checked September 26, 2026
Backs: Monthly fee
“Cuentas Corrientes No Remuneradas Persona Natural: Cuota de mantenimiento mensual 0,10 Bs”
- n58bancodigital.com/preguntas-frecuentes checked September 26, 2026
Backs: Currency conversion fee, Support channels
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Related by the facts
N58 Banco Digital
A simple Mastercard debit for everyday spending in a single currency.