Neteller Net+ Prepaid Mastercard review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Neteller Net+ is a prepaid Mastercard for people who hold several currencies or move money around crypto, and it costs $0 a month to keep. Money goes in by bank transfer at 1% bank transfer, so the running cost sits in each top-up rather than in a monthly subscription.
Key facts
- Best for
- A multi-currency prepaid Mastercard you top up yourself, easy to hold between trips because the monthly fee is $0.
- Monthly fee
- $0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Top-up fee
- 1% bank transfer (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Paysafe Payment Solutions Limited. (Source, checked September 26, 2026)
- Headquarters
- Ireland (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Crypto, Virtual card, Travel
- Official website
- neteller.com
Apps and profiles
Pros and cons
Pros
- Keeping the account open costs nothing in monthly terms, since the monthly fee is $0, so it can sit unused between trips
- Multi-currency, crypto, virtual card and travel all come under multi currency, crypto and virtual card, so a single account covers payments and crypto
- The card runs on the mastercard network, so it is accepted widely abroad, including at foreign merchants
- The provider is Paysafe Payment Solutions Limited., based in Ireland, and is listed with the Central Bank of Ireland under MiCA CASP 213800QBQVHWRBHJTA89
Cons
- Bank transfer top-ups carry 1% bank transfer, so frequent small loads cost more than a single larger transfer would
- Support runs on help centre only, so help is self-service rather than a phone line, a chat window or a named contact
- It is a prepaid card you load yourself, so the balance comes from your own transfers, not a current account
Who it suits
- People who spend in several currencies each month and want multi-currency, crypto and travel features on a single card
- Anyone who wants a card they can leave open between trips, since the monthly fee is $0 rather than a subscription
- Crypto users who want crypto and card spending handled in the same wallet, without opening a separate exchange account
Who should look elsewhere
- Skrill suits people who prefer a card with a published monthly fee of €5 rather than a balance they load themselves
- CrediMax Cardy EX prepaid Visa fits a single market, so travellers working across several currencies get more from this card's multi currency, crypto and virtual card
Fees and FX
Holding the account costs $0 a month, so the card can sit open between trips without a subscription charge. Money goes in by bank transfer, and each transfer carries 1% bank transfer. That is the number to watch: load less often in larger amounts and the charge stays proportionate, while frequent small transfers repeat it every time.
How Neteller Net+ Prepaid Mastercard compares
8.8 vs 9.48.8 vs 9.0
8.8 vs 8.9
8.8 vs 9.2
8.8 vs 8.8
8.8 vs 8.5
8.8 vs 8.5
8.8 vs 9.0
8.8 vs 8.8
8.8 vs 8.8
8.8 vs 8.7
8.8 vs 9.2
8.8 vs 9.0
8.8 vs 8.9
8.8 vs 8.8
8.8 vs 9.6
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.18.8 vs 9.1
8.8 vs 8.9
8.8 vs 8.8
8.8 vs 8.8- 8.8 vs 8.8
- 8.8 vs 8.8
8.8 vs 8.88.8 vs 8.5
8.8 vs 8.5
8.8 vs 8.5
8.8 vs 8.38.8 vs 8.2
8.8 vs 8.08.8 vs 8.0
Where Neteller Net+ Prepaid Mastercard is available
- Licence in Ireland
- Central Bank of Ireland (CBI) (MiCA CASP 213800QBQVHWRBHJTA89), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
What does the Neteller Net+ card cost to keep each month?+
The monthly fee is $0, so there is no recurring charge for leaving the account open between trips. Money is added by transfer rather than by a subscription, which suits anyone who only needs the card part of the year and does not want to pay for the months it sits unused.
What does it cost to put money on the card?+
Top-ups arrive by bank transfer, and each transfer carries 1% bank transfer. There is no monthly charge to offset it, so the load charge is the running cost of using the card. Loading in fewer, larger amounts spreads that charge across more spending.
Is this a debit card or something else?+
It is a prepaid card, so you load the balance yourself before spending rather than paying straight out of a current account. The card runs on mastercard, which means it is accepted in the places that network is accepted, including abroad.
What is the account usually used for?+
Multi-currency spending, crypto, virtual cards and travel are all listed under multi currency, crypto and virtual card. That mix suits someone whose income and spending sit in different currencies and who wants the crypto side held in the same account as the card balance.
Who runs the company behind the card?+
The provider is Paysafe Payment Solutions Limited., based in Ireland, and is listed with the Central Bank of Ireland. It also appears in the register of MiCA crypto asset service providers under MiCA CASP 213800QBQVHWRBHJTA89, which matters if you hold crypto on the account.
How do I get help if a payment is stuck?+
Support runs on help centre, so answers come from self-service articles rather than a phone line or live chat. Reading the help centre first is the quickest route when a transfer or a card payment does not go through as expected.
Is it a good fit for travel?+
Travel is listed among the multi currency, crypto and virtual card, and the mastercard network is accepted widely outside the country of issue. Since the monthly fee is $0, keeping the account open across several trips costs nothing in subscription terms, which suits frequent travellers.
Sources
- esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“ae_homeMemberState=IE”
- neteller.com/en checked September 26, 2026
Backs: Top-up fee, Monthly fee
“It is easy to add money to a Neteller wallet, with only a 1% fee when you use bank transfer”
- neteller.com/en/affiliates checked September 26, 2026
Backs: Support channels
“Support center”
- neteller.com/en/features/cards/plastic checked September 26, 2026
Backs: Card type, Features, Card network
“Order your physical prepaid Mastercard today”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Neteller Net+ Prepaid Mastercard
A multi-currency prepaid Mastercard you top up yourself, easy to hold between trips because the monthly fee is $0.