noones review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

noones is a prepaid crypto card on the Visa network, suited to people who already hold crypto and want to spend it directly. Its cost case is weak: a currency conversion fee of 3% puts it near the back of the field, and every top-up costs 2 USDT under $100, else 1.5% min 2 USDT.

Key facts

Best for
Spending crypto balances without converting to a bank account first
Currency conversion fee
3% (Source, checked September 26, 2026)
Card type
Prepaid (Source, checked September 26, 2026)
Top-up fee
2 USDT under $100, else 1.5% min 2 USDT (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Custody
Custodial (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Features
Crypto, Virtual card, Travel
Official website
noones.com

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • Prepaid card on the Visa network, so it works wherever Visa is accepted
  • Crypto, virtual card and travel features in one place
  • Top-ups cost 2 USDT under $100, else 1.5% min 2 USDT, with the percentage rate only on larger amounts

Cons

  • A currency conversion fee of 3% ranks it low among the brands compared
  • Custodial, so the provider holds the balance rather than you
  • Support runs on help centre only
noones

Ready to try noones?

Scored 8.3 / 10 by DebitCue.

Who it suits

  • People already holding crypto who want a card to spend it from
  • Travellers who pay mostly in crypto and keep a prepaid balance
  • Anyone who wants a virtual card alongside a physical one

Who should look elsewhere

  • Skrill, if a lower currency conversion fee of 3.99% matters more than crypto spending
  • Beyon Money, whose currency conversion fee of 0% costs nothing at conversion
  • BFC Pay, also at a currency conversion fee of 0%

Fees and currency costs

The main cost is currency conversion, charged at 3% on the prepaid card. Adding funds also costs 2 USDT under $100, else 1.5% min 2 USDT, so small and large top-ups are priced differently. There is no monthly fee listed for this account, and no annual fee. Read the top-up tiers before you load, because the lower percentage only applies once a threshold is passed.

How noones compares

Frequently asked questions

What does noones charge to convert currency?+

Currency conversion costs 3% on the prepaid card. That is higher than the rates at Beyon Money and BFC Pay, both of which convert at 0%. If you spend in a single currency, you avoid this charge entirely.

How much does it cost to top up the card?+

Top-ups cost 2 USDT under $100, else 1.5% min 2 USDT, which covers small and large loads differently. Loading smaller amounts costs a flat charge, while bigger loads pay a percentage rate. Budget for this on every deposit, not just the first one.

Is there a monthly or annual fee?+

No monthly fee is listed for this prepaid account, and there is no annual fee either. The costs that do apply are the currency conversion fee of 3% and the top-up fee of 2 USDT under $100, else 1.5% min 2 USDT, so the amount you move matters more than how long you hold the account.

Who holds the crypto on the card?+

The account is custodial, so the provider holds your balance rather than you. That is a trade-off worth weighing: it is simpler to spend from, but you do not control the underlying crypto. Anyone who wants to hold their own keys should look elsewhere.

Which network does the card run on?+

The card runs on the Visa network, so it is accepted wherever Visa cards are. It is a prepaid card, which means it is funded from your balance rather than drawing on a bank account or running up credit.

What features does the account include?+

The feature set covers crypto, virtual card and travel use in a single account. You can hold crypto balances and spend them through a virtual card, and the card is built to work abroad as well as at home.

How do I get help if something goes wrong?+

Support runs on help centre only, so you are largely working through self-serve articles. There is no phone line or live chat listed, which can be awkward if a payment is blocked while you are abroad.

Is noones a good card for travel?+

Travel is one of the listed features and the card runs on Visa, so it works across borders. The catch is the currency conversion fee of 3%, which adds up on every foreign purchase. BFC Pay and Beyon Money convert at 0% instead.

Sources

  • noones.com checked September 26, 2026

    Backs: Support channels

    “Help center”

  • noones.com/explore-wallet checked September 26, 2026

    Backs: Features, Card network

    “Visa card - Spend anywhere with the highest limits possible”

  • noones.com/fees checked September 26, 2026

    Backs: Card type, Currency conversion fee, Top-up fee

    “Cashout to card - 1.5% + Provider fee - Visa card - Card activation 1 USDT”

  • noones.com/terms-of-service checked September 26, 2026

    Backs: Custody

    “offering hosted digital wallet services”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.

noones

noones

Spending crypto balances without converting to a bank account first

8.3/10See alternatives