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ONYFAST review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ONYFAST is a prepaid Visa card built for kids and for travel spending, with multi-currency and virtual card features. The trade-off is simple: a monthly fee of XAF 299 and a top-up fee of 400 XAF sit against a card that many readers can pick up cheaply elsewhere.

Key facts

Best for
A prepaid Visa card for kids, with multi-currency and virtual card options for travel spending.
Monthly fee
FCFA 299 (Source, checked September 26, 2026)
Card type
Prepaid (Source, checked September 26, 2026)
Top-up fee
400 XAF (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Headquarters
Congo (Source, checked September 26, 2026)
Founded
2021 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Features
Multi-currency, Virtual card, Travel
Audience
Kids
Official website
onyfast.com

Pros and cons

Pros

  • Built for kids, with a prepaid structure that keeps spending limited to loaded funds
  • Multi-currency, virtual card and travel features in one card
  • Visa network, which is accepted widely
  • Support runs on email and phone

Cons

  • A monthly fee of XAF 299 applies, and top-ups cost 400 XAF
  • Support is limited to email and phone
  • A prepaid card rather than a debit card, so funds sit with the issuer until spent
ONYFAST

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Scored 8.4 / 10 by DebitCue.

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Who it suits

  • Parents setting up spending for kids
  • Travellers who want multi-currency and a virtual card
  • Anyone who prefers a prepaid Visa card with phone and email support

Who should look elsewhere

  • Skrill, which charges a monthly fee of €5 for anyone who wants no ongoing fee
  • JMMB Moneyline and JMMB Money Transfer prepaid card, which charges a monthly fee of JMD 0
  • CrediMax Cardy EX prepaid Visa, which charges a monthly fee of BHD 0

Fees and currency costs

ONYFAST charges a monthly fee of XAF 299 on the prepaid card, plus a top-up fee of 400 XAF each time the account is loaded. Currency conversion costs are not set out here, so check the card terms before committing to a card for a trip that spends several currencies. The card sits on the Visa network, and the multi-currency feature is built for travel use.

How ONYFAST compares

Where ONYFAST is available

Available
Congo

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the ONYFAST monthly fee?+

ONYFAST charges a monthly fee of XAF 299 for the prepaid card. On top of that, every top-up costs 400 XAF, so regular loading adds up quickly for anyone who loads the card often. Read both figures together before deciding.

How much does it cost to load the card?+

The top-up fee is 400 XAF each time the card is loaded. The card is a prepaid Visa card, so money is added before it is spent rather than drawn from a current account. Frequent loading is the cost to watch.

Is ONYFAST aimed at children?+

Yes. ONYFAST is built for kids, and the prepaid structure means spending is capped at whatever has been loaded onto the card. Parents can set the card up and top it up as needed without a current account balance being exposed.

Can I use ONYFAST for travel and different currencies?+

The card lists multi-currency and travel features, alongside a virtual card option for online spending. It runs on the Visa network, so it can be used wherever Visa is accepted. Currency conversion costs are not set out, so check before a multi-currency trip.

What kind of card is ONYFAST?+

It is a prepaid Visa card, not a debit card. Funds are loaded in advance and spent from the card balance, and there is no overdraft. A virtual card feature is also listed for online payments.

How do I get help from ONYFAST?+

Support runs on email and phone, so you can reach the team by phone or by email. There is no listed chat or help centre, which means phone and email are the routes to use for anything urgent.

Where is ONYFAST based?+

ONYFAST is headquartered in Congo and was founded in 2021. The card is priced in XAF, with a monthly fee of XAF 299 and a top-up fee of 400 XAF.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.

ONYFAST

ONYFAST

A prepaid Visa card for kids, with multi-currency and virtual card options for travel spending.

8.4/10See alternatives