Paysera Albania review

The monthly fee is €0 on the standard account, so there is no recurring charge for keeping it open. That makes it easy to try alongside other cards. Spending abroad or drawing cash can still carry charges, so check the fee schedule for your own account.

The account is provided by UAB Finansines paslaugos Contis, which is licensed by the Bank of Lithuania in Lithuania. Being held by a licensed institution means the account sits inside a regulated framework rather than outside it. Read the account terms to see exactly what applies to your balance.

The account is multi-currency and covers 20 currencies in total. Alongside the physical card, the listed features include a virtual card and travel, which is handy for online bookings. The physical card runs on the visa network.

It is a debit card, so spending comes straight from the balance in your account rather than a credit line. The card runs on the visa network, which is accepted widely at shops and cash machines.

Support runs on phone and help centre, which means a phone line and a help centre are available. There is no listed chat or email channel, so it is worth keeping the phone number handy. For anything about your balance, the help centre is the first place to go.

It fits people who hold or receive money in more than one currency and want it in a single place, since the account is multi-currency across 20 currencies. It also suits travellers, because travel is one of the listed features. If you want rewards or credit rather than a debit card, look elsewhere.

Travel is one of the listed features, and the card is multi-currency, so holding several currencies in the account is possible. You can also use a virtual card for online spending while away. Because it is a debit card, check your balance before you travel.