Paysera Kosova review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Paysera Kosova suits businesses and frequent travellers who want to hold several currencies on one card. The account carries a monthly fee of €0, and the 20 supported currencies give you somewhere to keep funds while abroad.
Key facts
- Best for
- Businesses and travellers who want a multi-currency Visa debit account with no monthly charge.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Currencies
- 20 (Source, checked September 26, 2026)
- Founded
- 2004 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- paysera-ks.com
Apps and profiles
- Elsewhere
Pros and cons
Pros
- No monthly charge, with a fee of €0 on the account
- Multi-currency account holding 20 currencies
- Visa visa network, so the card works widely abroad
- Business and travel are both listed account features
Cons
- Support runs on phone and help centre only
- The monthly fee rank is 1 of 419 brands, so free accounts are common
Who it suits
- Businesses paying suppliers in several currencies
- Travellers who want local currency balances rather than converting on every spend
- Anyone who wants a plain debit card on a no-fee account
Who should look elsewhere
- Anyone who needs chat or email support, since help runs on phone and help centre
- Varo Believe Secured Credit Card readers who want a secured credit card rather than a debit card
- Wise readers who need the widest currency range
The company behind it
Paysera has been running since 2004, and the account is aimed at business users. The card itself is a debit card on the visa network. Help comes through phone and help centre, so questions are handled by phone and in the help centre rather than by chat or email.
How Paysera Kosova compares
9.1 vs 9.49.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.2
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 9.0
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 9.6
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.19.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8- 9.1 vs 8.8
- 9.1 vs 8.8
9.1 vs 8.89.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.39.1 vs 8.2
9.1 vs 8.09.1 vs 8.0
Frequently asked questions
How much is the monthly fee?+
The account charges a monthly fee of €0, and no other subscription charge is listed. Free accounts are common in this field: the typical monthly fee across the brands compared here is €0, and Paysera sits at 1 out of 419.
Which currencies can I hold?+
The account is multi-currency and supports 20 currencies. Keeping balances in the currency you need means you convert only what you actually spend, rather than paying a conversion cost on every transaction.
What kind of card is it?+
It is a debit card running on the visa network, issued against the account balance. There is no credit element, so spending is limited to the money held in the account.
Who is the account for?+
The account is aimed at business users, and business and travel are both listed features. It suits companies paying or receiving in other currencies, and travellers who want a card that works across markets.
How do I get help?+
Support runs on phone and help centre. There is no chat or email channel listed, so a call is the direct route for a question about the card.
Does the card work abroad?+
The card runs on the visa network, so it is accepted abroad, and travel is a listed feature. Holding balances in 20 currencies means you can pay in local currency and convert only the amount you need.
What does it cost to convert currency?+
The cost depends on the currency pair you convert, so check the rate shown before you convert. Debit cards compared here carry a typical conversion fee of 1%, with 0% to 2.5% across most of them.
Which alternative should I compare first?+
Wise charges a monthly fee of £0 and covers more currencies, so it is the first one to weigh if currency range matters most. If you want credit building alongside a Visa network, Chime Card has a monthly fee of $0.
Sources
- paysera-ks.com/v2/en-XK/about checked September 26, 2026
Backs: Founded
“We have come a long way since 2004”
- paysera-ks.com/v2/en-XK/fees checked September 26, 2026
Backs: Support channels
“+383 38 607 607”
- paysera-ks.com/v2/en-XK/fees/payment-card-fees checked September 26, 2026
Backs: Card type
“Fees for physical and digital Visa cards - personal Paysera IBAN account”
- paysera-ks.com/v2/en-XK/paysera-account checked September 26, 2026
Backs: Audience, Currencies, Features, Monthly fee, Card network
“Solutions for business”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Paysera Kosova
Businesses and travellers who want a multi-currency Visa debit account with no monthly charge.