Postepay review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Our verdict
Postepay is a prepaid Visa card from Poste Italiane S.p.A., aimed at students and families who want a prepaid card for kids. The monthly fee is €0 a month and mobile top-ups are free, though a minimum top-up is needed to enable the card and the free ATM allowance is €0.
Key facts
- Best for
- A prepaid Visa card for kids and students paying €0 a month.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 1.1% (Source, checked September 26, 2026)
- Free ATM withdrawals
- €0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Top-up fee
- Minimum top-up to enable card 25.00 EUR (includes the 20.00 EUR issuance fee); mobile top-ups free (Source, checked September 26, 2026)
- Cashback rate
- 0% to 30% (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- Poste Italiane S.p.A. (Source, checked September 26, 2026)
- Support channels
- Chat, Email, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Travel
- Audience
- Students, Kids
- Official website
- poste.it
Pros and cons
Pros
- Cashback of 0% to 30% is built in, so everyday spending can earn something back.
- Support runs on chat, email and phone, so help is reachable in several ways.
- Mobile top-ups are free, and the minimum top-up that enables the card covers the issuance fee.
Cons
- A currency conversion fee of 1.1% puts the card at 138 among 259 brands compared, which is weak for travel spending.
- Cash machines are the weak spot: the free allowance is €0 and the card sits 41 among 115 brands compared.
- It is a prepaid card, so the balance has to be topped up again after each round of spending.
Who it suits
- Students and parents who want a prepaid Visa for a child or teenager.
- Readers who want cashback of 0% to 30% on a card that runs on the Visa network.
- Anyone who wants a prepaid Visa card with a monthly fee of €0.
Who should look elsewhere
- Frequent travellers, who face a currency conversion fee of 1.1% on foreign spend. Skrill, at €5 a month, is the alternative to price against that.
- People who rely on cash machines, since the free allowance is €0. JMMB Money Transfer and CrediMax Cardy EX, at JMD 0 and BHD 0 a month, are worth checking for their own allowances.
How Postepay compares
9.0 vs 9.4
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Where Postepay is available
- Available
- Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the Postepay monthly fee?+
The monthly fee is €0, so there is no recurring charge to budget around. Spending is funded by top-ups, and mobile top-ups are free. A minimum top-up is needed to enable the card.
What does it cost to spend in another currency?+
The currency conversion fee is 1.1%, applied alongside the exchange rate set by the visa network. That places the card at 138 among 259 brands compared, so a prepaid card with a lower conversion cost suits more travel.
Are ATM withdrawals free on Postepay?+
The free ATM allowance is €0, and the card sits 41 among 115 brands compared on free withdrawals. Anyone who takes cash out often should weigh a card with a standing free allowance instead.
What kind of card is Postepay and which network does it use?+
It is a prepaid card on the visa network, so the balance is loaded before it is spent rather than drawn from a bank account. The issuer is Poste Italiane S.p.A., and the card is listed for student and kids.
How do you top up a Postepay card?+
A minimum top-up is needed to enable the card, and that amount includes the issuance fee, so the card does not carry a separate purchase cost. Mobile top-ups are free. Support for the account sits with Poste Italiane S.p.A..
How do you get help with a Postepay account?+
Support runs on chat, email and phone, so a cardholder can reach the provider by phone, chat, email or a help centre. The same provider, Poste Italiane S.p.A., handles a card aimed at student and kids.
Who is the Postepay card aimed at?+
The card is listed for student and kids, which covers students and younger account holders. It suits a family that wants a prepaid Visa for a child, with a monthly fee of €0 and cashback of 0% to 30%.
Does the card pay cashback on spending?+
Cashback of 0% to 30% is listed for the card, so spending can earn money back. The card also carries a travel feature, which fits prepaid use abroad, and it runs on the visa network at home and away.
Sources
- poste.it/assistenza/faq-prodotti-postepay checked September 26, 2026
Backs: Legal entity
- poste.it/carte-postepay checked September 26, 2026
Backs: Audience, Card type, Support channels
“Entra in chat (assistente digitale), Scrivici (email), Chiamaci (servizio clienti), Domande frequenti”
- poste.it/carte-postepay/postepay-standard checked September 26, 2026
Backs: Free ATM withdrawals, Cashback rate, Features, Currency conversion fee, Top-up fee, Monthly fee, Card network
“Fai shopping in Italia e all'estero ... per viaggiare in libertà”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.