Prex Paraguay review

The monthly fee is UYU 0 on the prepaid account, so there is no recurring charge while the card sits idle. That sits alongside prepaid cards on the site, where the median monthly fee is €0 and the highest reaches €99. Other charges, such as top-ups or currency conversion, sit outside the monthly figure.

The card is issued by Econstar S.A., the legal entity listed for Prex Paraguay, and it falls under the Banco Central del Uruguay in Uruguay. That puts it with the regulated prepaid issuers rather than informal wallets, and a reader who weighs deposit protection should confirm cover before loading a balance.

It is a prepaid card rather than a debit card, so you top the balance up before spending rather than drawing on a bank account. Prepaid cards make up 20.4% of the site listing, against 74.3% for debit. The balance is held by the issuer, Econstar S.A.

It runs on mastercard, which 38.5% of the cards on the site also use, against 58.6% for Visa. A mastercard card is the safer pick if most of your spending happens abroad, since acceptance follows the network rather than the issuer. Where you spend matters as much as the brand.

Yes, multi-currency and crypto are both listed as features, so the account can hold more than one currency alongside crypto balances. Multi-currency features appear on 34.9% of the site listing and crypto on 13%, so this card sits with the majority on both counts.

Support runs on chat and help centre, so a help centre and live chat are the ways in. Phone support is not listed, which is the one channel the site says most brands do have, at 67.3%. A card blocked abroad is the case where a phone line would be most useful.

Top-ups sit apart from the UYU 0 monthly fee, so loading the balance adds its own cost. Currency conversion is a separate charge, and prepaid cards on the site convert at 1%, with 7% at the top of the prepaid range. Anyone spending abroad should weigh that before loading.