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SCB PLANET prepaid Visa review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SCB PLANET is a prepaid Visa card for travellers who want to hold several currencies in one card and pay no conversion charge. The monthly fee is THB 0 and the currency conversion fee is 0%, so the card earns its place on price. Cash withdrawals are the weak spot, at THB 0 free.

Key facts

Best for
Travellers holding several currencies who want no monthly fee and no conversion charge.
Monthly fee
THB 0 (Source, checked September 26, 2026)
Currency conversion fee
0% (Source, checked September 26, 2026)
Free ATM withdrawals
THB 0 (Source, checked September 26, 2026)
Card type
Prepaid (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Currencies
13 (Source, checked September 26, 2026)
Legal entity
Siam Commercial Bank Public Company Limited (Source, checked September 26, 2026)
Features
Multi-currency, Travel
Official website
scb.co.th

Apps and profiles

Get the app
App Store
Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • Monthly fee of THB 0 makes it a cheap card to keep open between trips
  • Currency conversion fee of 0% keeps holiday spending and local spending in the same card
  • Holds 13 currencies, with multi-currency and travel use as stated features
  • Runs on the Visa network, which is accepted widely abroad

Cons

  • Free ATM withdrawals are THB 0, so taking money out costs extra
  • The card is prepaid, so the balance has to be loaded before you spend it
  • Multi-currency and travel are the only features stated, with no rewards attached
SCB PLANET prepaid Visa

Ready to try SCB PLANET prepaid Visa?

Scored 9.2 / 10 by DebitCue.

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Who it suits

  • Travellers who split a holiday across several countries and want one card for their currencies
  • Anyone who wants a secondary card for spending abroad with no monthly charge
  • People who already bank with Siam Commercial Bank and want a travel card alongside it

Who should look elsewhere

  • Skrill, if you want an account that covers several currencies and money transfer rather than a single travel card
  • JMMB Moneyline and JMMB Money Transfer prepaid card, if you want free ATM withdrawals included in the card
  • CrediMax Cardy EX prepaid Visa, if you would rather hold a card currency and draw cash at no cost

Fees and currency costs

There is a monthly fee of THB 0 on SCB PLANET, so keeping the card open between trips costs nothing. The currency conversion fee is 0%, which means paying in a local currency while abroad adds nothing on top of the rate you get. Together these two figures make it one of the cheapest cards here to hold. The one cost that stands out is the ATM: free withdrawals come to THB 0.

Where it sits among rivals

SCB PLANET ranks 1 of 419 brands on monthly fee, at THB 0. On currency conversion fee it sits 1 of 259, with 0%. Free ATM withdrawals tell the other story: 41 of 115, because the allowance is THB 0. The card is prepaid.

How SCB PLANET prepaid Visa compares

Where SCB PLANET prepaid Visa is available

Available
Thailand

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

How much is the monthly fee on SCB PLANET?+

The monthly fee is THB 0, so the card can stay open for the year without a charge. That puts SCB PLANET at 1 of 419 brands on this measure. It suits anyone who wants a travel card ready before a trip rather than one opened for a single holiday.

What does it cost to spend in another currency?+

The currency conversion fee is 0%, so converting between the currencies on the card adds no separate charge. That places SCB PLANET at 1 of 259 brands on currency conversion fee. The card holds 13 currencies, which is what makes the fee irrelevant in practice.

Can I withdraw cash abroad without paying?+

Free ATM withdrawals come to THB 0 on this card, so taking cash out is a cost rather than a free allowance. It ranks 41 of 115 brands on this measure. Paying in the local currency with the card is the cheaper route abroad.

Who issues the card?+

The card is issued by Siam Commercial Bank Public Company Limited, a Thai bank, and the card itself is prepaid rather than a debit card. Because it is prepaid, the balance has to be loaded before spending, which suits people who want a set spending pot for a trip.

How many currencies can I hold on the card?+

The card holds 13 currencies, and multi-currency and travel use are both stated features. Holding a balance in each currency means you can pay locally in several places on the same trip. The currency conversion fee of 0% applies when you move between them.

What network does the card run on?+

SCB PLANET runs on the Visa network, with card type prepaid. Visa acceptance abroad is the reason a multi-currency prepaid card like this can be used across a whole trip. You pay with the balance already on the card.

Is there any reward for spending on the card?+

The stated features are multi-currency and travel, with no rewards scheme named. The card keeps its cost low with a monthly fee of THB 0 and a currency conversion fee of 0% instead. It is a utility card for currency handling rather than a rewards card.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

SCB PLANET prepaid Visa

SCB PLANET prepaid Visa

Travellers holding several currencies who want no monthly fee and no conversion charge.

9.2/10See alternatives