SeaBank Indonesia review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
SeaBank Indonesia is a digital bank that centres everyday saving around remote account opening and app based payments. For people in Indonesia who want branchless banking with encrypted logins and bill tools in one place, it lets you keep routine money management straightforward.
Key facts
- Best for
- Indonesian savers seeking branchless everyday banking
- Monthly fee
- IDR 0 (Source, checked September 26, 2026)
- Legal entity
- PT Bank Seabank Indonesia (Source, checked September 26, 2026)
- Official website
- seabank.co.id
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- Opens accounts remotely without visiting a branch office
- Supports e-wallet top ups and online marketplace payments
- Handles bill payments, mobile credit purchases and QRIS transfers
- Protects account access with two factor authentication and encryption
Cons
- Range centres on savings and deposits with little beyond everyday banking
- Indonesian focus limits relevance for people banking outside the country
- Digital only model offers no in person branch service
Who it suits
- Household managers organising family spending
- Students paying bills through e-wallets and QRIS
Who should look elsewhere
- People wanting in person branch service
- People banking outside Indonesia
How SeaBank Indonesia compares
Where SeaBank Indonesia is available
- Available
- Indonesia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is SeaBank Indonesia?+
SeaBank Indonesia is PT Bank Seabank Indonesia, a digital bank supervised by Otoritas Jasa Keuangan and Bank Indonesia. It is recorded as a participant in Lembaga Penjamin Simpanan. It focuses on phone based account opening and everyday transactions without branch visits.
Which products does SeaBank offer?+
The range centres on savings accounts and time deposits for household and everyday goals. The service also handles e-wallet top ups, QRIS payments, bill settlement and mobile credit purchases. Those tools link saving with routine spending and transfers in one digital service.
How does SeaBank protect customer accounts?+
Account and transaction access is protected by two factor authentication for logins and approvals. Data and account information is secured with current encryption technology. Security of customer funds and personal information stands as a stated priority for the bank.
Does SeaBank Indonesia charge a monthly fee?+
The monthly fee at SeaBank Indonesia is IDR 0. (Source, checked September 26, 2026)
Which company operates SeaBank Indonesia?+
SeaBank Indonesia is operated by PT Bank Seabank Indonesia. (Source, checked September 26, 2026)
Sources
- seabank.co.id checked September 26, 2026
Backs: Legal entity, Monthly fee
“PT Bank Seabank Indonesia”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Card type, Protection.