SelfyConto review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
SelfyConto is the multi-currency debit account from Banca Mediolanum for Italian customers who want to hold and spend in several currencies from a single card. Cash is its weak point: it ranks 41 of 115 on free ATM withdrawals, so regular cash users should look at Wise or Starling first.
Key facts
- Best for
- A multi-currency Italian debit account for card-first travellers.
- Free ATM withdrawals
- €0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Banca Mediolanum S.p.A. (Source, checked September 26, 2026)
- Headquarters
- Italy (Source, checked September 26, 2026)
- Founded
- 1997 (Source, checked September 26, 2026)
- Support channels
- Chat, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Official website
- bancamediolanum.it
Apps and profiles
Pros and cons
Pros
- Multi-currency and travel are the listed features, so the account is built for holding and spending abroad (multi currency and travel).
- The card runs on Mastercard, so it works wherever that network is accepted (mastercard).
- Help sits in the app, with chat and a help centre as the listed routes (chat and help centre).
Cons
- Free ATM withdrawals are €0, against £250 at Wise.
- Support runs on chat and help centre only, with no phone line among the listed routes.
- The card is a debit card, so spending cannot run past the balance you hold.
Who it suits
- Italian customers who bank with Banca Mediolanum and want one account for several currencies.
- Travellers who pay by card in more than one currency and rarely need cash.
- Customers comfortable with app based support through chat and help centre.
Who should look elsewhere
- Cash-first customers, who would do better with Wise at £250 in free ATM withdrawals.
- Anyone who needs a phone line should check Wise rather than this account, since the listed routes here are chat and help centre.
Who runs it
SelfyConto sits with Banca Mediolanum S.p.A., a bank based in Italy that has been running since 1997. That home base matters if you bank with more than one country in mind, since the account is an Italian one. Support is app based, with chat and a help centre as the listed routes (chat and help centre).
How SelfyConto compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.2
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 9.0
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.2
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 9.6
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8- 9.1 vs 8.8
- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.3
9.1 vs 8.2
9.1 vs 8.0
9.1 vs 8.0
Where SelfyConto is available
- Available
- Italy
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is SelfyConto a debit card?+
SelfyConto issues a debit card, so payments come straight out of the balance you hold instead of a credit line. The card type is listed as debit (debit) and the network is Mastercard (mastercard), which matters when you want a card that works away from home.
Which network does the card run on?+
SelfyConto's card runs on Mastercard, which is the network listed for the account (mastercard). On DebitCue, Mastercard accounts for 38.5% of the cards compared, so it sits in the mainstream rather than a niche network. Check the listed network before you rely on the card abroad.
Can I hold more than one currency?+
Yes. The account is listed with multi-currency and travel as its features (multi currency and travel), so it is built for holding and spending in more than one currency rather than a single market. That is the main reason to pick it over a plain single-currency current account.
How many free ATM withdrawals do I get?+
SelfyConto's free ATM withdrawal allowance is €0, so there is no included allowance for cash. Wise allows £250, while Starling and Upgrade OneCard sit at £0 and $0. Anyone who withdraws regularly each month will feel this first.
Who runs SelfyConto?+
The account is run by Banca Mediolanum S.p.A. (Banca Mediolanum S.p.A.), a bank headquartered in Italy that has been going since 1997. It is an Italian bank product, so anyone living and spending in Italy will find the account the most straightforward.
How do I get help?+
Support is app based. The listed channels are chat and a help centre (chat and help centre), which gives quick answers inside the app and written guidance whenever you need it. A phone line is not part of the listed channels (chat and help centre), so anyone who wants to talk to someone should weigh a bank with more routes.
How does it rank on free ATM withdrawals?+
On free ATM withdrawals, SelfyConto ranks 41 of the 115 brands compared. The site's median free withdrawal allowance is €0, so most cards in the comparison carry no allowance, and the ones that do tend to be picked for travel.
Sources
- bancamediolanum.it checked September 26, 2026
Backs: Legal entity
“P. IVA 10540610960”
- en.wikipedia.org/wiki/Banca_Mediolanum checked September 26, 2026
Backs: Founded
“Banca Mediolanum, founded in 1997”
- play.google.com/store/apps/details checked September 26, 2026
Backs: Support channels
“App with 4.7/5 rating, comprehensive support through digital channels”
- bancamediolanum.it/conti-online/conto-selfy checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Features, Card network
“free withdrawals at all ATMs in the euro area”
- facebook.com/BancaMediolanum checked September 26, 2026
Backs: Headquarters
“Banca Mediolanum | Basiglio”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Protection.