Shine review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Shine is an online business account with business cards, invoicing and bookkeeping support built for entrepreneurs in France. For freelancers, agencies, online sellers and small companies, it keeps money movement, quotes and compliant electronic invoices in one daily managed place.
Key facts
- Best for
- Freelancers and small firms managing business spending and invoices
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- SHINE FRANCE (Source, checked September 26, 2026)
- Headquarters
- France (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Audience
- Business
- Official website
- shine.fr
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros and cons
Pros
- French account details with business cards for everyday company spending
- Built in quotes, electronic invoices and pre accounting in one dashboard
- Sub accounts with instant and international transfers for clearer budgets
- Human support every day by phone and message within minutes
Cons
- Business only positioning with no personal account choice for households
- Online only service with applications and management on computer or mobile
- French centred setup that narrows use outside domestic business activity
Who it suits
- Freelancers launching a solo activity
- Small agencies and online sellers handling invoices
Who should look elsewhere
- People seeking a personal everyday account
How Shine compares
Where Shine is available
- Available
- France
- Licence in France
- ACPR (71758), checked September 26, 2026
- Licence in France
- FR_ACPR (PSD_PI FR_ACPR!71758), checked September 26, 2026, also valid in Denmark, Spain, France, Portugal
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can open a Shine account?+
Shine accepts many types of independent and company activity in France. You can use it for e-commerce, agency work, startups and smaller companies. You can also hold it alongside a traditional business bank.
Which countries does Shine serve?+
Shine focuses on business activity in France with French account details. You manage the account from a computer or a mobile. The tools cover quotes, invoices and everyday business follow up.
What business tools come with Shine?+
Shine combines a business account with cards, transfers and sub-accounts. You also get a detailed dashboard for cash flow and receipts. Added tools help you track taxes and organise bookkeeping documents.
How does Shine handle electronic invoicing?+
Shine includes an approved platform for electronic invoicing directly inside the account. You can receive and send electronic invoices without changing your habits. Quotes, invoices and pre-accounting stay together in the same space.
Which company operates Shine?+
Shine is operated by SHINE FRANCE. (Source, checked September 26, 2026)
Where is Shine based?+
Shine is based in France. (Source, checked September 26, 2026)
When was Shine founded?+
Shine was founded in 2017. (Source, checked September 26, 2026)
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=FR_ACPR!71758; EntityType=PSD_PI; ENT_NAM=SHINE FRANCE”
- shine.fr checked September 26, 2026
Backs: Audience, Card type, Card network
“professional account”
- codeur.com/blog/shine-compte-pro-en-ligne checked September 26, 2026
Backs: Founded
“Shine is an establishment of payment created in 2017”
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.