Soutra Money review

The monthly fee is GNF 0, so there is no recurring charge to budget for each month. For a card used for ordinary shopping and bill payments, that keeps the running cost of the account simple, though it says nothing about what you pay when you spend or withdraw.

It is a debit card. Spending comes straight from the money in the account rather than being borrowed, so there is no credit line to build up and no interest to pay on a balance. The trade-off is that the card only works as far as the balance allows.

The card runs on the visa network, so it is accepted wherever that network is accepted, at shops, restaurants and online merchants alike. Because it is a single network card, anyone who needs a card for a different network should look at the alternatives on this page instead.

Support runs on phone, email and chat, which means you can reach the team by phone, by email or by live chat. The listing covers remote contact only, so readers who want to walk into an office should weigh that against other providers before applying.

The account is run by DIGITALPAY SA, the legal entity named behind Soutra Money. Knowing which company stands behind the card matters when you compare providers, and it is worth checking the same detail for any alternative on this page before you sign up with either.

It suits people paying ordinary day to day costs who want no monthly charge and prefer spending their own money. Readers who want to borrow, build a credit history or hold a card on a different network would be served better by one of the alternatives listed on this page.