Switch review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Switch serves Iraq and beyond with a comprehensive suite of electronic cards issued through its mobile app for daily and online use. It suits individuals, merchants and banks seeking flexible card payments alongside international transfers and useful mobile account tools in one place.
Key facts
- Best for
- People in Iraq needing app issued cards for daily use
- Card type
- Prepaid (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Iraq Electronic Gate for Financial Services Company (SWITCH) (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Features
- Virtual card
- Official website
- switch.com.iq
Pros and cons
Pros
- Issues diverse electronic cards for daily use and online transactions.
- Provides a mobile app for balance checks and transaction review.
- Supports international transfers for cash, account and wallet collection.
- Serves individuals, merchants and banks through one service suite.
Cons
- Card access centres on the mobile app, which limits non mobile use.
- Geographic focus stays around Iraq, with wider use described only as beyond.
- Card range is described in general terms without many distinct options.
Who it suits
- Individuals seeking app managed electronic cards
- Merchants needing flexible payment tools
- Banks seeking wider service coverage
Who should look elsewhere
- People wanting branch based service
- People outside its Iraq focused service area
How Switch compares
Where Switch is available
- Available
- Iraq
- Licence in Iraq
- Central Bank of Iraq (4), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Switch offer?+
Switch offers a comprehensive suite of financial services for individuals, merchants and banks. Its offer includes electronic cards, international money transfers and mobile account management.
Who can use Switch services?+
Switch serves individuals, merchants and banks. Individuals can use cards and transfers, while merchants and banks are included in its wider financial services.
How does the mobile app help manage accounts?+
The mobile app gives quick access to Switch services and account information. Customers can check balances, review card transaction details, manage mobile credit and obtain gift cards.
Which cards does Switch provide?+
Switch provides a diverse range of electronic cards issued through its app. The cards support flexible payments and suit daily use as well as online transactions.
Which company operates Switch?+
Switch is operated by Iraq Electronic Gate for Financial Services Company (SWITCH). (Source, checked September 26, 2026)
When was Switch founded?+
Switch was founded in 2016. (Source, checked September 26, 2026)
Sources
- switch.com.iq/about-us checked September 26, 2026
Backs: Founded, Legal entity, Licences
“in 2016, we launched Iraq Electronic Gate for Financial Services Company (SWITCH)”
- switch.com.iq/content/our-products/aghati-mastercard.html checked September 26, 2026
Backs: Card type, Card network
“Aghati Mastercard is a prepaid card issued through the Switch app”
- switch.com.iq/content/plastic-cards checked September 26, 2026
Backs: Features
“Whether you require a virtual card for online purchases or a one-time use card”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.