Travelex Money Card review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Travelex Money Card suits UK travellers who want a prepaid wallet covering several currencies. The currency conversion fee is 0% and top-ups cost nothing on foreign currency wallets, so holiday spending stays clean, while the free ATM allowance of £0 leaves cash machines as the weak point.
Key facts
- Best for
- A prepaid travel wallet holding 22 currencies, with no conversion charge on spending.
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Free ATM withdrawals
- £0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Top-up fee
- Free on foreign currency wallets; 2% on the Pound Sterling wallet (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Currencies
- 22 (Source, checked September 26, 2026)
- Legal entity
- Travelex Foreign Coin Services Ltd (Source, checked September 26, 2026)
- Headquarters
- United Kingdom (Source, checked September 26, 2026)
- Founded
- 1976 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Official website
- travelex.com
Pros and cons
Pros
- Currency conversion fee of 0%, ranking 1 of 259 on that cost among the cards compared.
- Top-ups cost nothing on foreign currency wallets, and the card holds 22 currencies before departure.
- A prepaid card on the mastercard network, with a UK Financial Conduct Authority licence, number 900010.
Cons
- Free ATM withdrawals come to £0, which puts the card 41 of 115 on cash machines among the brands compared.
- Top-ups cost nothing on foreign currency wallets but carry a fee on the Pound Sterling wallet, so a sterling funded trip pays to load.
Ready to try Travelex Money Card?
Scored 9.5 / 10 by DebitCue.
Who it suits
- UK travellers who want a prepaid wallet holding 22 currencies and paying 0% to convert.
- People who load foreign currency wallets before departure, since top-ups on those wallets cost nothing.
Who should look elsewhere
- Travellers who rely on cash machines: YouTrip bundles SGD 400 in free withdrawals, where this card offers £0.
- People who convert money regularly: Skrill charges 3.99% on conversion, against 0% here.
Fees and currency costs
Spending what you have loaded adds nothing in conversion terms, and the currency conversion fee is 0%. The cost sits in loading instead. Top-ups cost nothing on foreign currency wallets, while a fee applies on the Pound Sterling wallet, so a trip funded mainly in sterling pays more to fund. Loading foreign balances before departure keeps the trip cheaper.
Who runs it
The card is run by Travelex Foreign Coin Services Ltd, a currency business based in the United Kingdom and trading since 1976. It holds a Financial Conduct Authority licence for the UK, number 900010, so the provider sits inside a regulated framework rather than outside it. Support runs on email, phone and help centre, meaning phone, email and a help centre rather than a branch counter.
How Travelex Money Card compares
9.5 vs 9.4
9.5 vs 9.0
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9.5 vs 8.8
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9.5 vs 9.0
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9.5 vs 8.0
Where Travelex Money Card is available
- Available
- United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (900010), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Is there a currency conversion fee on the Travelex Money Card?+
No conversion charge is added when you spend money already loaded, and the currency conversion fee is 0%. The card also ranks 1 of 259 on that cost among the cards compared here. Money held in a currency is spent in that currency.
What does it cost to top up the card?+
Top-ups cost nothing on the foreign currency wallets, and a fee applies on the Pound Sterling wallet. The card is a prepaid wallet holding 22 currencies, so building foreign balances before departure adds no cost, while funding a trip mainly in sterling does add a charge.
Can I withdraw cash free at ATMs?+
The free ATM withdrawal allowance is £0, and that places the card 41 of 115 on cash machines among the brands compared. Cash is the weak point, so a traveller who plans to draw local notes on holiday should set money aside for charges on each withdrawal.
Who runs the card and is it regulated?+
Travelex Foreign Coin Services Ltd is the legal entity behind the card, and it holds a Financial Conduct Authority licence for the UK, number 900010. The business is based in the United Kingdom and has traded since 1976, so the provider is an established regulated firm rather than an informal seller.
What kind of card is it and where does it work?+
It is a prepaid card built for multi-currency travel, and payments run on the mastercard network, so it works in shops and online once loaded. The balance comes from your own top-ups rather than a bank account, with 22 currencies available to hold before the trip.
How do I get help while I am away?+
Support runs on email, phone and help centre, so questions can go to the help centre, by email or by phone, whichever suits the time of day. For a traveller running a holiday wallet through an app, that is enough reach, and help comes from a support team rather than a branch counter.
Who is the Travelex Money Card for?+
It suits UK travellers who want a prepaid wallet holding 22 currencies and paying 0% to convert, and who will load foreign currency wallets before leaving. It suits people who spend from the balance and draw little cash, given a free ATM allowance of £0.
Sources
- en.wikipedia.org/wiki/Travelex checked September 26, 2026
Backs: Founded, Headquarters
“Travelex was founded as Express Exchange by Dorfman and opened its first branch in central London in 1976”
- travelex.co.uk/services/travelex-money-app checked September 26, 2026
Backs: Support channels
“Dedicated 24/7 phone assistance and support”
- travelex.co.uk/travel-money-card checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Currencies, Features, Currency conversion fee, Legal entity, Top-up fee, Card network, Licences
“Free ATM withdrawals worldwide: We don't charge overseas ATM fees so you can get cash when you need it”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Protection.
Travelex Money Card
A prepaid travel wallet holding 22 currencies, with no conversion charge on spending.