UglyCash review

The monthly fee is $0, so holding the prepaid account costs nothing recurring, and spending earns cashback of 1%. The regular charge is currency conversion at 0.01%, which applies whenever you move between the 2 currencies the account holds.

Converting between the 2 currencies on the account costs 0.01% each time. The site median is 1%, so the charge is light, and prepaid cards top out at 7%. Check what you would realistically convert before settling on it.

It is a prepaid card, so the balance is funded before you spend rather than drawn on credit. Payments run on the visa network, and the feature set is multi currency, virtual card and crypto, so card details can also be created virtually.

Crypto sits within multi currency, virtual card and crypto, alongside multi-currency and a virtual card, so the same balance covers token activity and everyday card spending. Because custody is custodial, Best Friend Finance, Inc. holds the funds, which is worth weighing if you would rather hold assets yourself.

The provider is headquartered in the United States and registered as Best Friend Finance, Inc.. The account holds 2 currencies at a time, so it suits a traveller or freelancer who moves between a small set of them rather than someone who needs a long list of accounts.

Support runs on email, chat and phone, so you can reach the team by email, in chat or by phone. That is a broad spread for a prepaid provider, and it means a frozen card or a disputed transaction can be raised by whichever channel suits you.

UglyCash was founded in 2023 and operates as Best Friend Finance, Inc., so it is a young operation rather than an established high street name. Check the current terms on fees and support before you rely on the account for day to day banking.