Viva Wallet review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Viva Wallet is known as the first tech bank in Europe with an all in one platform for payments, banking and business solutions. It is a business focused service for shops, hospitality venues and growing firms operating across European markets.
Key facts
- Best for
- Businesses handling in person and online sales across Europe
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Support channels
- Help-centre (Source, checked September 26, 2026)
- Audience
- Business
- Official website
- vivawallet.com
Apps and profiles
- Get the app
- App Store
- Elsewhere
- LinkedInXyoutube.com
Pros and cons
Pros
- All in one platform links payments, banking services and business solutions together
- State of the art Marketplace solution supports borderless selling across markets
- Dynamic ecosystem of over 450 technology partners extends software and hardware options
Cons
- Focused on businesses, so it offers little for personal everyday spending needs
- European coverage across 29 markets may limit use outside that region
Who it suits
- Restaurants and hotels taking varied payments
- Shops and supermarkets handling omnichannel sales
- Businesses scaling across European markets
Who should look elsewhere
- People seeking a personal debit card
How Viva Wallet compares
Frequently asked questions
What does Viva Wallet offer businesses?+
Viva Wallet provides an all in one platform that combines payments, banking services and business solutions. You can accept omnichannel payments, use Tap on Any Device technology and sell through a borderless Marketplace solution.
Who can use Viva Wallet?+
Viva Wallet serves businesses across Europe that need payments, banking and operational support together. Restaurants, hotels, supermarkets, convenience stores and entertainment and ticketing sellers are among the sectors covered.
Which countries does Viva Wallet serve?+
Viva Wallet operates as pan European banking infrastructure across 29 markets. Businesses can therefore manage payments and banking activity in different European countries from a single platform.
What banking services are included?+
The banking side includes bank accounts, card issuing and flexible financing options for growing firms. These sit alongside payment acceptance and business solutions within one connected business platform.
How can I contact Viva Wallet support?+
Viva Wallet offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- euhelp.viva.com/en/articles/5623423-viva-com-business-deb... checked September 26, 2026
Backs: Card type
“Viva.com business debit card”
- help.vivawallet.com/en checked September 26, 2026
Backs: Support channels
“Help center”
- vivawallet.com checked September 26, 2026
Backs: Audience, Card network
“Viva.com - the 1st Tech Bank in Europe for Businesses; we provide value-driven services to businesses across Europe”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.