WAAFI + Salaam Somali Bank Mastercard prepaid review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
WAAFI + Salaam Somali Bank Mastercard prepaid is a prepaid card built for people sending and holding several currencies at once, with a virtual card option. Currency conversion costs 0.4%, and support runs on email, chat and help centre. It suits users who want multi-currency spending without a monthly bill.
Key facts
- Best for
- Multi-currency spending and holding money across accounts, with a virtual card option
- Currency conversion fee
- 0.4% (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- WAAFI SAS (Source, checked September 26, 2026)
- Headquarters
- Djibouti (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Virtual card
- Official website
- waafi.com
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Multi-currency support alongside a virtual card, both listed in multi currency and virtual card
- Currency conversion fee of 0.4%, below the 1% across the site
- Runs on the mastercard network
- Backed by WAAFI SAS in Djibouti
Cons
- A conversion fee still applies, so 0.4% is charged on currency changes
- Support runs on email, chat and help centre only, with no phone line listed
Ready to try WAAFI + Salaam Somali Bank Mastercard prepaid?
Scored 9.3 / 10 by DebitCue.
Who it suits
- People who hold or send several currencies and want one card for spending
- Senders who need a virtual card alongside a physical one
- Anyone comfortable with a prepaid card rather than a credit facility
Who should look elsewhere
- People who want a free currency conversion: Beyon Money charges 0% and BFC Pay charges 0%
- Anyone who needs a phone support line, since help runs on email, chat and help centre
- Travellers who want a broad free ATM allowance, as none is listed for this card
The company behind it
The card is issued by WAAFI SAS, which is based in Djibouti. It is a prepaid card that runs on the mastercard network, and it can be used as a physical or virtual card. Support runs on email, chat and help centre, so help is available in writing and by live chat rather than by phone.
How WAAFI + Salaam Somali Bank Mastercard prepaid compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.2
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 9.6
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8- 9.3 vs 8.8
- 9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
9.3 vs 8.2
9.3 vs 8.0
9.3 vs 8.0
Where WAAFI + Salaam Somali Bank Mastercard prepaid is available
- Available
- Somalia
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kind of card is the WAAFI + Salaam Somali Bank Mastercard prepaid?+
It is a prepaid card, so money is loaded onto it rather than borrowed against it. It runs on the mastercard network, which means it is accepted wherever Mastercard prepaid cards are taken. A virtual card form is also listed in multi currency and virtual card.
What does it cost to change currency?+
The currency conversion fee is 0.4%, charged when you spend or convert in another currency. That sits below the 1% across the site. No monthly fee is listed for this card.
Is there a virtual version of the card?+
A virtual card is listed in multi currency and virtual card, so you can add the card details to a phone wallet instead of carrying the physical card. It is useful for online payments and for keeping the card details off a physical card.
How do I get help with the account?+
Support runs on email, chat and help centre, which covers email, chat and a help centre. There is no phone line listed, so written help and live chat are the routes for questions about the account or the card.
Who is behind the card?+
The card is issued by WAAFI SAS, a company based in Djibouti. It partners with Salaam Somali Bank to provide the card, and the terms are published by the provider rather than by a bank in your own market.
How does this compare with other prepaid cards on currency costs?+
At 0.4%, this card is cheaper to convert than Skrill at 3.99%. Beyon Money and BFC Pay both charge 0% for conversion, so they cost nothing but are worth weighing on other features.
Is the card free to hold?+
No monthly fee is listed for the card, and no top-up fee appears either. The only cost given is the currency conversion fee of 0.4%, which applies when money is converted rather than spent in the currency it is held in.
Sources
- waafi.com/card-terms checked September 26, 2026
Backs: Card type, Features, Currency conversion fee, Card network, Support channels
“The WAAFI Card is a prepaid, multi-currency Card issued by Salaam Somali Bank and operated through the WAAFI Card programme.”
- waafi.com/terms checked September 26, 2026
Backs: Headquarters, Legal entity
“WAAFI is operated by WAAFI SAS, IMMEUBLE CONTINENTALE, PLACE 27 JUIN, P.O. Box 3073, Republic of Djibouti.”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.
Related by the facts
WAAFI + Salaam Somali Bank Mastercard prepaid
Multi-currency spending and holding money across accounts, with a virtual card option