YouHodler review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
YouHodler is a prepaid crypto card for people who already hold digital assets and want to spend them without a monthly charge. The monthly fee is €0 and cashback runs at 2%, but the account is custodial and support runs on help centre and community only.
Key facts
- Best for
- Spending crypto from a custodial wallet with no monthly fee and cashback on card purchases.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Cashback rate
- 2% (Source, checked September 26, 2026)
- Custody
- Custodial (Source, checked September 26, 2026)
- Legal entity
- YouHodler SA (Source, checked September 26, 2026)
- Headquarters
- Switzerland (Source, checked September 26, 2026)
- Support channels
- Help-centre, Community (Source, checked September 26, 2026)
- Features
- Crypto, Custodial
- Official website
- youhodler.com
Apps and profiles
Pros and cons
Pros
- No monthly charge: fees of €0 on the prepaid card
- Cashback of 2% on card spending
- Built around crypto, listed as a core feature
- Card is prepaid and issued by YouHodler SA
Cons
- The account is custodial, so the provider holds the balance rather than you
- Support runs on help centre and community only, with no phone line listed
- A prepaid card covers crypto spending rather than day to day banking
Who it suits
- People already holding crypto who want a card to spend it on
- Holders who want a prepaid card with no recurring charge
- Users comfortable with a custodial arrangement
Who should look elsewhere
- People who want to keep their own keys, since the account is custodial
- Anyone who wants phone support, as support runs on help centre and community only
- Skrill users who need a broader multi-currency wallet, or CrediMax Cardy EX prepaid Visa users in Bahrain
Safety of your money
The account is custodial, so YouHodler holds the balance rather than leaving it in your own wallet. That makes the provider the point of contact if anything goes wrong with the funds. YouHodler SA is entered on the Swiss SRO financial intermediary register in Switzerland, on the OAM VASP register in Italy, on the Banco de Espana VASP register in Spain, and on the CNV PSAV register in Argentina. Card spending draws on that balance, so treat the card as one layer of the arrangement rather than a separate pot of money.
How YouHodler compares
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 9.2
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.7
9.2 vs 9.2
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 9.6
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 8.9
9.2 vs 8.8
9.2 vs 8.8- 9.2 vs 8.8
- 9.2 vs 8.8
9.2 vs 8.8
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.5
9.2 vs 8.3
9.2 vs 8.2
9.2 vs 8.0
9.2 vs 8.0
Where YouHodler is available
- Available
- Argentina, Italy, Spain, Switzerland
- Licence in Switzerland
- Swiss SRO financial intermediary register (register not named on the page), checked September 26, 2026
- Licence in Italy
- OAM (Organismo Agents Market) - VASP register, checked September 26, 2026
- Licence in Spain
- Banco de Espana - VASP register, checked September 26, 2026
- Licence in Argentina
- CNV (Comision Nacional de Valores) - PSAV register, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much is the YouHodler card to keep?+
The monthly fee is €0, so there is no recurring charge for holding the prepaid card. That puts YouHodler among the cheapest prepaid options on the comparison, and it ranks well on this measure across the brands listed.
Does the card pay cashback?+
Yes, cashback is 2% on card spending. It is a cashback rate rather than points or miles, so the reward comes back as spend money rather than as a separate currency.
Do I hold my own crypto?+
No, the account is custodial. YouHodler holds the balance on your behalf, which is simpler to manage but means the provider is the party you depend on for access to the funds.
What kind of card is it?+
It is a prepaid card, so the balance is loaded before you spend rather than drawn from a current account. Crypto support is listed as a core feature, which is what separates it from an ordinary prepaid card.
Which registers is YouHodler listed on?+
YouHodler SA appears on the Swiss SRO financial intermediary register in Switzerland, the OAM VASP register in Italy, the Banco de Espana VASP register in Spain, and the CNV PSAV register in Argentina. Register entries differ by country, so check the one that covers where you live.
How do I get help?+
Support runs on help centre and community. That is a self service route rather than a direct call, so if a card payment is stuck you would work through the help centre and the community.
How does it compare on cost with Skrill?+
The monthly fee here is €0, against €5 for Skrill. YouHodler also adds cashback of 2%, so the difference favours this card if you spend actively on it.
Sources
- app.youhodler.com/docs/sro_polyreg_affiliation_confirmati... checked September 26, 2026
Backs: Licences
- youhodler.com checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Daily Crypto. Swiss Made. YouHodler is regulated in Switzerland, the EU and Argentina”
- youhodler.com/crypto-card checked September 26, 2026
Backs: Card type, Cashback rate, Custody, Features, Monthly fee
“All funds under control. Top up your card instantly from YouHodler wallet”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
Related by the facts
YouHodler
Spending crypto from a custodial wallet with no monthly fee and cashback on card purchases.