Zain Cash Iraq review

The monthly fee is IQD 0, so there is no recurring charge for holding it. The cost that decides your running total is the top-up: loads through agents carry 0.3% via agents. Fewer, larger loads lower what you pay over a month.

It is a prepaid account, so the balance you have loaded is the balance you spend rather than a drawing on a bank current account. The card sits on the mastercard network, and virtual card and travel also lists a virtual card option alongside travel use.

Yes. A virtual card is one of the virtual card and travel listed for this account, with travel use named alongside it. That suits paying online without handing over the physical mastercard card. The prepaid balance behind it is funded through agents at 0.3% via agents per load.

Loading through agents carries 0.3% via agents. Because the account is prepaid, the money has to sit in the balance before it can be spent, so the top-up rate applies every time you fund it. That makes the 0.3% via agents charge the number to plan around, not the IQD 0 monthly fee.

It suits people in Iraq who want prepaid everyday spending and are happy paying 0.3% via agents on agent loads. A virtual card among virtual card and travel adds online payments, and the IQD 0 monthly fee keeps holding the account cheap. Anyone wanting a money transfer product alongside a prepaid card is better served by JMMB.

Skrill charges €5 a month, while Zain Cash Iraq charges IQD 0 and takes 0.3% via agents on each agent load. The choice turns on how you fund the account: a flat monthly fee suits frequent top-ups, while a per-load charge suits lighter use.

It runs on the mastercard network, and a prepaid card is the format here. If you would rather hold a Visa prepaid card, CrediMax Cardy EX prepaid Visa charges BHD 0 a month, so the network is the main difference between the two.