Zenus Bank review

Zenus Bank charges a monthly fee of $19.99, which applies for as long as the account is open. Debit cards in this comparison typically sit at a median of €0, so this is the first number to weigh before you look at anything else.

The free ATM allowance is $0, so nothing comes included with the account and cash withdrawals can carry a charge. If you use ATMs often, that adds up faster than the monthly fee. On free withdrawals this card ranks 41 of 115 brands compared.

It is a debit card, debit, so spending comes straight from the balance in the account. There is no credit line to be approved and no bill to settle at the end of a cycle. The running cost is the monthly fee of $19.99 plus any charges on the transactions you make.

Yes, a virtual card is one of the listed features, virtual card and travel, along with travel. That gives you a card number for online spending without waiting for a physical card to arrive, and because the account is a debit card, debit, the spending still comes out of the balance you hold.

Travel is one of the listed features, virtual card and travel, so the card is intended for use away from home. Two things to keep in mind on a trip: the free ATM allowance is $0, and the account carries a monthly fee of $19.99 whether you travel or not.

It suits people who want one Visa debit card, visa, with a virtual card for online payments, and who are comfortable paying $19.99 each month. It suits them less if the monthly charge is the main thing they compare, since alternatives here charge £0.

Wise charges a monthly fee of £0, the Varo Believe Secured Credit Card charges $0, and the Chime Card (Secured Visa Credit Card) charges $0. Zenus Bank charges $19.99, which is the clearest reason to compare before committing.