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Capital One

Card issuer

Capital One

What's in your wallet?

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Cards reviewed
13
Average rating
4.6/5
Headquarters
United States
Founded
1994

Capital One is a US-based bank holding company and one of the largest credit card issuers in the country, headquartered in McLean, Virginia. Founded in 1994, it is known for a broad consumer card portfolio spanning premium travel rewards, flat-rate cash back, dining and entertainment rewards, student cards, and credit-building products. Following its May 2025 acquisition of Discover Financial Services, Capital One is actively migrating new card accounts to the Discover network while its premium Venture X card remains on Visa.

Full lineup

Capital One cards

See all in the card finder
Best for rewards
Credit card Capital One - Discover

Simple, flat-rate 1.5% cash back on every purchase with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% onโ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Secured card that earns 1.5% cash back while building credit toward an unsecured upgrade

Cash back No FX fee
Fee
No fee
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% onโ€ฆ
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Simple flat-rate 1.5% cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% onโ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Discover

1.5% cash back card for fair credit that builds toward a higher credit line

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • Unlimited 1.5% cash back on every purchase; 5% onโ€ฆ
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Discover

Generous no-fee cash back card for dining, groceries, entertainment, and streaming

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 8% cash back on Capital One Entertainment; 5% onโ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Mastercard

Dining and entertainment cash back for college students with no annual fee

Cash back No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, andโ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for rewards
Credit card Capital One - Discover

Dining and entertainment rewards for fair-credit cardholders with a $39 annual fee

Cash back No FX fee
Fee
$39 USD/yr
Interest
from 28.99%
Interest-free
-

Why we like it

  • 3% cash back on dining, entertainment, grocery stores, andโ€ฆ
  • No foreign transaction fees
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Capital One - Discover

Simple flat-rate travel miles card with a strong welcome bonus and TSA PreCheck credit

Miles No FX fee
Fee
$95 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 2x miles on every purchase; 5x miles on hotels,โ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Travel insurance included
Apply now On Capital One's secure site View details
Best for lounge access
Credit card Capital One - Visa

Capital One's flagship premium travel card with Visa Infinite benefits and $300 annual travel credit

Miles No FX fee
Fee
$395 USD/yr
Interest
19.49% - 28.49%
Interest-free
-

Why we like it

  • 10x miles on hotels and rental cars via Capitalโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Airport lounge access
Apply now On Capital One's secure site View details
Best for travel insurance
Credit card Capital One - Discover

No-annual-fee entry into Capital One's miles ecosystem with a 15-month 0% intro APR

Miles No FX fee
Fee
No fee
Interest
18.49% - 28.49%
Interest-free
-

Why we like it

  • 1.25x miles on all purchases; 5x miles on hotels,โ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On Capital One's secure site View details