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Curve

Card issuer

Curve

All your cards, one smart Mastercard

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Cards reviewed
4
Average rating
4.5/5
Headquarters
United Kingdom
Founded
2015

Curve is a London-based e-money fintech (FCA-authorised) that consolidates multiple Visa and Mastercard debit and credit cards into a single Mastercard card and app. Its patented 'Go Back in Time' feature lets users retroactively switch which underlying card was charged. Acquired by Lloyds Banking Group in November 2025 for £120 million; integration into Lloyds' mobile banking is ongoing.

Full lineup

Curve cards

See all in the card finder
Curve Prepaid card
Curve Pay
Cash back
MASTERCARD
4.8 4.8 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee
Fee
No fee
Foreign fee
None
Type
Prepaid card

Why we like it

  • Access to single-use and always-active cashback offers (up to…
  • No card fee
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Curve Prepaid card
Curve Pay Pro
Cash back
MASTERCARD
4.3 4.3 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay Pro

8.6/10

The frequent traveller's fee-free global card

Cash back Pay in installments No FX fee
Fee
£9.99 GBP/mo (≈ $12)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
Curve Prepaid card
Curve Pay Pro+
Cash back
MASTERCARD
4.5 4.5 out of 5
Best for lounge access
Prepaid card Curve - Mastercard

Curve Pay Pro+

9.0/10

Maximum FX headroom, lounge access and cashback at 12 retailers

Cash back Pay in installments No FX fee
Fee
£17.99 GBP/mo (≈ $22)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Airport lounge access
  • Pay in installments
Apply now On Curve's secure site View details
Curve Prepaid card
Curve Pay X
Cash back
MASTERCARD
4.4 4.4 out of 5
Best for rewards
Prepaid card Curve - Mastercard

Curve Pay X

8.8/10

More FX freedom and cashback for occasional travellers

Cash back Pay in installments No FX fee
Fee
£5.99 GBP/mo (≈ $7)
Foreign fee
None
Type
Prepaid card

Why we like it

  • 1% cashback on all spending outside GBP and EUR…
  • No foreign transaction fees
  • Pay in installments
Apply now On Curve's secure site View details
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