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Card issuer

SoFi

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Cards reviewed: 5
Average rating: 4.7/5
Headquarters: United States
Founded: 2011

SoFi (Social Finance, Inc.) is a US digital personal finance company and national bank offering a full suite of financial products including credit cards, checking and savings accounts, personal loans, student loan refinancing, investing, and insurance. All credit cards are issued by SoFi Bank, N.A. under Mastercard license.

Full lineup

SoFi cards

See all in the card finder

SoFi Debit Card (Checking Account)

4.4

Best for rewards

Debit card SoFi - Mastercard

SoFi Debit Card (Checking Account)

8.8/10

Free Mastercard debit card with 55,000+ fee-free ATMs

No rewards No FX fee

Fee: No fee
Foreign fee: None
Type: Debit card

Why we like it

No card fee
No foreign transaction fees

4.4

Apply now On SoFi's secure site View details

SoFi Essential Credit Card

4.8

Best for rewards

Credit card SoFi - Mastercard

SoFi Essential Credit Card

9.6/10

Build credit with no deposit required

Cash back No FX fee

Fee: No fee
Interest: 28.74% - 32.74%
Interest-free: -

Why we like it

3% cash back exclusively on purchases made through the…
Welcome bonus
No card fee
No foreign transaction fees

4.8

Apply now On SoFi's secure site View details

SoFi Everyday Cash Rewards Credit Card

4.8

Best for rewards

Credit card SoFi - Mastercard

SoFi Everyday Cash Rewards Credit Card

9.6/10

Earn more on everyday dining and groceries

Cash back No FX fee

Fee: No fee
Interest: 19.99% - 29.99%
Interest-free: -

Why we like it

3% unlimited cash back on dining at restaurants and…
Welcome bonus
No card fee
No foreign transaction fees

4.8

Apply now On SoFi's secure site View details

SoFi Smart Card

4.6

Best for rewards

Credit card SoFi - Mastercard

SoFi Smart Card

9.2/10

5% grocery rewards with the power of a charge card

Cash back No FX fee

Fee: $120 USD/yr
Interest: Not published
Interest-free: -

Why we like it

5% cash back (as Member Rewards points) on eligible…
Welcome bonus
No foreign transaction fees

4.6

Apply now On SoFi's secure site View details

SoFi Unlimited 2% Credit Card

5.0

Best for rewards

Credit card SoFi - Mastercard

SoFi Unlimited 2% Credit Card

10.0/10

Unlimited 2% cash back, zero annual fee

Cash back No FX fee

Fee: No fee
Interest: 18.49% - 29.99%
Interest-free: 25 days

Why we like it

Unlimited 2% cash back on all eligible purchases when…
Welcome bonus
No card fee
No foreign transaction fees

5.0

Apply now On SoFi's secure site View details

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Top rated

Top 3 cards

Trade Republic Card Mirror

5.0

Best for rewards

Debit card Trade Republic - Visa

Trade Republic Card Mirror

10.0/10

The premium mirror-finish metal Visa debit card — same rewards, standout design.

Cash back No FX fee

Fee: No fee
Foreign fee: None
Type: Debit card

Why we like it

1% Saveback on eligible card spending (up to €1,500/month,…
Welcome bonus
No card fee
No foreign transaction fees

5.0

Apply now On Trade Republic's secure site View details

Chase Marriott Bonvoy Bold® Credit Card

5.0

Best for travel insurance

Credit card Chase - Visa

Chase Marriott Bonvoy Bold® Credit Card

10.0/10

No annual fee Marriott card with Silver Elite status and 3x at hotels

Points No FX fee

Fee: No fee
Interest: 19.24% - 29.99%
Interest-free: -

Why we like it

3x Marriott Bonvoy hotels, 2x groceries/rideshare/streaming/internet, 1x all else
Welcome bonus
No card fee
No foreign transaction fees

5.0

Apply now On Chase's secure site View details

4.8

Best for rewards

Prepaid card Curve - Mastercard

Curve Pay

9.6/10

One free card to rule all your cards

Cash back Pay in installments No FX fee

Fee: No fee
Foreign fee: None
Type: Prepaid card

Why we like it

Access to single-use and always-active cashback offers (up to…
No card fee
No foreign transaction fees
Pay in installments

4.8

Apply now On Curve's secure site View details

Browse all cards

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