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U.S. Bank

Card issuer

U.S. Bank

Banking for every stage of your financial life

Visit official site
Cards reviewed
13
Average rating
4.6/5
Headquarters
United States
Founded
1863

U.S. Bank (U.S. Bancorp) is the fifth-largest commercial bank in the United States, headquartered in Minneapolis, Minnesota. Its consumer card division offers a broad range of credit cards spanning everyday cash back, travel rewards, dining, retail shopping, balance-transfer/0%-APR cards, credit-building secured cards, and an installment-based charge card. U.S. Bank issues cards on the Visa, Mastercard, and American Express networks.

Full lineup

U.S. Bank cards

See all in the card finder
Best for lounge access
Credit card U.S. Bank - Visa

Premium travel perks with no annual fee โ€” Priority Pass included

Points Pay in installments No FX fee
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 5X points on prepaid hotels and car rentals bookedโ€ฆ
  • Welcome bonus
  • No card fee
  • No foreign transaction fees
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

4X points on dining โ€” the restaurant rewards card for foodies

Points Pay in installments
Fee
No fee
Interest
17.49% - 27.49%
Interest-free
-

Why we like it

  • 4X points on dining, takeout, and restaurant delivery (upโ€ฆ
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Choose your 5% cash-back categories every quarter

Cash back Pay in installments
Fee
No fee
Interest
17.74% - 27.99%
Interest-free
-

Why we like it

  • 5% cash back on two chosen categories each quarterโ€ฆ
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - American Express

Earn FlexPoints on dining and travel โ€” with Amex-exclusive perks

Points Pay in installments No FX fee
Fee
$85 USD/yr
Interest
Not published
Interest-free
-

Why we like it

  • 5X FlexPoints on prepaid hotels and car rentals bookedโ€ฆ
  • Welcome bonus
  • No foreign transaction fees
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Best-in-class 6% cash back at your favorite retailers

Cash back Pay in installments
Fee
$95 USD/yr
Interest
18.74% - 28.74%
Interest-free
-

Why we like it

  • 6% cash back on first $1,500 in combined eligibleโ€ฆ
  • Welcome bonus
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for rewards
Credit card U.S. Bank - Visa

Earn up to 4% cash back on everything โ€” for U.S. Bank loyalists

Cash back Pay in installments
Fee
No fee
Interest
17.74% - 27.99%
Interest-free
-

Why we like it

  • Unlimited 2% cash back on every purchase. Earn upโ€ฆ
  • Welcome bonus
  • No card fee
  • Pay in installments
Apply now On U.S. Bank's secure site View details
Best for travel insurance
Credit card U.S. Bank - Mastercard

Every purchase automatically becomes a 3-month payment plan

No rewards Pay in installments
Fee
No fee
Interest
Not published
Interest-free
-

Why we like it

  • Welcome bonus
  • No card fee
  • Travel insurance included
  • Pay in installments
Apply now On U.S. Bank's secure site View details