AstroPay review

The monthly fee is $0, so the account carries no recurring charge. The card is a debit card on the visa network. Spending costs only apply if you convert currency or use a paid plan.

Conversion runs at 1.25%, which is above the site median of 1% and above the debit category median of 1%. The account is built for multi-currency use, but the conversion charge adds up on large sums.

AstroPay issues a debit card on the visa network. It is not a credit card, so there is no borrowing or interest to repay on the card balance.

AstroPay is built for business users, so freelancers and small firms are the main audience. The account is a business-facing wallet rather than a personal current account, and the card is virtual.

The wallet holds 50 currencies and is listed as multi-currency. You can hold and switch between balances without converting through another provider, though each conversion still carries the fee.

Cashback of 6% applies on card spending through the AstroPay Infinite card. The reward is paid in cashback rather than points or miles, which suits people who want the money back directly.

Support runs on help centre only, so help is self-service through written answers. If you prefer to talk to someone, a provider with phone or email support may suit better.

A virtual-card feature is included, which means you can create a card number online for online payments. The card also supports travel, so it works in places where a physical card is not handy.