D-Money review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
For customers across Djibouti who manage money by phone, D-Money is the mobile money service from Djibouti Telecom that handles transfers, bill payments and top ups in one application. It suits people wanting everyday tasks without travel or queues, using the application or *111# with or without internet access.
Key facts
- Best for
- Everyday phone based money management across Djibouti
- Official website
- d-money.dj
Pros and cons
Pros
- Single application for transfers, merchant payments, bills, top ups and banks
- Works with or without internet through telephone code access
- Sends money across Djibouti even without a recipient account
- Accepts merchant and online payments directly by telephone
Cons
- Operates only within Djibouti for transfers and cash points
- Phone centred service with account activation at a sales point
- Everyday range stays focused on transfers, payments and top ups
Ready to try D-Money?
Who it suits
- Residents of Djibouti managing daily expenses by telephone
- Customers sending money to family within Djibouti
- Customers paying merchants, bills and credit by phone
Who should look elsewhere
- Customers seeking banking outside Djibouti
- People wanting services beyond phone based money tasks
How D-Money compares
Frequently asked questions
What is D-Money?+
D-Money is the mobile money service created by Djibouti Telecom. It works as an electronic wallet on a telephone for transfers, deposits, withdrawals, merchant payments, top ups, bill payments and bank links. It also supports online payment acceptance through a payment interface.
Which operations does D-Money cover?+
D-Money covers money transfers to relatives, cash deposits and cash withdrawals through agencies, agents and distributors. It also covers merchant payments by telephone, communication credit top ups, bill payments, bank to wallet transfers and online payments. All operations sit together in one application.
Which company stands behind D-Money?+
D-Money was designed by Djibouti Telecom as its mobile money service. The platform is hosted within the secured network of Djibouti Telecom. The service presents everyday actions as simpler, quicker and more secure through the telephone.
How do D-Money transfers work in plain terms?+
Money can be sent to relatives anywhere in Djibouti even when they hold no D-Money account. The sender acts from a telephone with or without internet through the application or *111#. The approach removes travel and queues for everyday transfers.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
D-Money
Everyday phone based money management across Djibouti