First Citizens Bank (TT) Prepaid Mastercard review

Updated October 14, 2026 · DebitCue Editorial Team

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Our verdict

The First Citizens prepaid Mastercard lets users spend only the balance they load.

Key facts

Best for
Trinidad and Tobago customers comparing First Citizens prepaid Mastercard charges and restrictions.
Official website
firstcitizenstt.com

Apps and profiles

Pros and cons

Pros

  • Loaded-balance spending is distinguished from credit
  • Load, purchase and withdrawal restrictions are explicit

Cons

  • International ATM withdrawals are not permitted.

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Who it suits

  • Trinidad and Tobago customers comparing First Citizens prepaid Mastercard charges and restrictions.

Fees

The First Citizens prepaid Mastercard lets users spend only the balance they load. International ATM withdrawals are not permitted. The captured fee schedule lists a 1.15% load or reload fee and a 2% charge for international and online purchases.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.

First Citizens Bank (TT) Prepaid Mastercard

Trinidad and Tobago customers comparing First Citizens prepaid Mastercard charges and restrictions.

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