Greenwood review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Greenwood is a US Mastercard debit with a monthly fee of $0, matching the cheapest accounts on this site. It suits anyone who wants a plain spending card, support across email, chat and phone and no monthly charge, and it rates 6 overall.
Key facts
- Best for
- A Mastercard debit with a $0 monthly fee for everyday US spending.
- Monthly fee
- $0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Legal entity
- Greenwood (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2020 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- gogreenwood.com
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
- LinkedInTrustpiloten.wikipedia.org
Pros and cons
Pros
- The monthly fee is $0, so holding the account costs nothing.
- Support runs across email, chat and phone, so help is not limited to email.
- The card is a debit on mastercard, and Mastercard accounts for 34.6% of the debit ranking.
Cons
- The card runs on mastercard only, so a different network is not an option.
- Cost scores 6 here, so the $0 monthly fee alone does not settle the price comparison.
- Greenwood is a US company founded in 2020, so it serves a single market.
Who it suits
- US customers who want to spend day to day on mastercard.
- Anyone who wants help by phone, chat, email or a help centre.
- People who treat a $0 monthly fee as the deciding number and want a debit card.
Who should look elsewhere
- Wise, also at a £0 monthly fee, if you want to keep a second no-charge account open as well.
- Starling Personal Account Debit Card, at a £0 monthly fee, if you would rather start from a personal account than a debit.
- Bitpanda, at a €0 monthly fee, if you want a card from a different provider to weigh against Greenwood.
How Greenwood compares
9.0 vs 9.4
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 9.2
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 9.0
9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.7
9.0 vs 9.2A €0 monthly fee puts Bitpanda in the same no monthly charge group as Greenwood.
9.0 vs 9.0
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 9.6
9.0 vs 9.2
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 9.1
9.0 vs 8.9
9.0 vs 8.8
9.0 vs 8.8- 9.0 vs 8.8
- 9.0 vs 8.8
9.0 vs 8.8
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.5
9.0 vs 8.3
9.0 vs 8.2
9.0 vs 8.0
9.0 vs 8.0
Frequently asked questions
How much does a Greenwood account cost each month?+
The monthly fee is $0, so there is nothing to pay for keeping the account open. The site median for monthly fees is €0 and the highest is €99, so Greenwood sits in the free group rather than the priced tier.
What card does Greenwood issue and which network does it use?+
Greenwood issues a debit card on mastercard. Mastercard accounts for 34.6% of the debit ranking on this site, so the network is a common choice rather than an outlier, and the card works as a standard spending card.
How do I get help from Greenwood?+
Support runs on email, chat and phone, so help is offered by email, chat, phone and a help centre. Phone support is common across this site, appearing in 68.6% of the debit ranking, and Greenwood offers it alongside chat.
Where is Greenwood based and who runs it?+
Greenwood is a US business, and the legal entity behind the account is Greenwood itself. It was founded in 2020, so it is a relatively young provider working in a single market rather than across many countries.
How does Greenwood rank against other debit cards on monthly fees?+
Greenwood ranks 1 of 419 brands on monthly fee, but the debit ranking's upper quartile is also €0, so most rivals charge nothing monthly too. The differences come from card type, network and support instead.
What score does Greenwood get here?+
The overall score is 6 and the cost part is 6, both in the middle of the range. The cost picture is simple: the monthly fee is $0, and the card is a plain debit on mastercard.
Should I open Greenwood or one of the alternatives?+
Wise, Bitpanda and Starling Personal Account Debit Card charge a £0, €0 and £0 monthly fee, so the monthly fee does not separate Greenwood at $0. Choose on card type, network and support instead.
What kind of customer does Greenwood suit?+
Greenwood suits US customers who want a debit card on mastercard and who value phone and chat support. With a $0 monthly fee, it also suits anyone keeping a spare account open for everyday spending.
Sources
- en.wikipedia.org/wiki/Greenwood_(bank) checked September 26, 2026
Backs: Founded, Headquarters, Legal entity
“founded in 2020”
- gogreenwood.com checked September 26, 2026
Backs: Card type, Monthly fee, Card network
“Greenwood Mastercard debit card”
- gogreenwood.zendesk.com/hc/en-us checked September 26, 2026
Backs: Support channels
“Support via email, chat, phone, and help center”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.