LOVA review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
LOVA is a domestic digital wallet built around phone based sending, receiving and paying without branch visits. People who want bills, parking and transfers in one app will find its everyday focus clear, while those wanting a traditional bank account will need to look elsewhere.
Key facts
Apps and profiles
- Elsewhere
- LinkedInfacebook.cominstagram.com
Pros and cons
Pros
- Runs as a mobile wallet for Android and iOS phones for daily use
- Covers utility bills, parking, transfers and gift cards inside one wallet
- Supports crypto buying, selling and saving through an exchange partner
- Lets merchants accept wallet payments to serve customers at the till
Cons
- Focuses on one domestic market rather than broad international banking
- Centres on phone only management without in person branch service
Who it suits
- People who pay household bills and parking by phone
- People who send and receive money without visiting counters
- Small sellers who want wallet payments from customers
Who should look elsewhere
- People who want traditional branch banking with counters
How LOVA compares
Frequently asked questions
What does LOVA do?+
You use LOVA as a phone wallet to send money, receive it and pay for everyday needs. You add funds from a bank account or card, gift cards or top ups and keep them in the wallet for later use. You move funds back to a bank account or collect them in cash at partner points and cash machines.
Which bills and everyday purchases does it cover?+
You pay monthly household accounts for power, water, heating, phone, internet and television through the wallet. You also pay for public parking and for services you receive from other people or businesses. You use the balance for gift cards, top ups, eSIMs and vignettes for travel abroad.
How does crypto work in LOVA?+
You buy and sell current digital currencies inside the wallet through its exchange partnership. You can also start crypto saving alongside one off trades from the same place. You manage those choices beside everyday payments, so investing sits with sending and bill paying.
Who is LOVA built for?+
LOVA serves people who want to handle money without bank counters, queues and stamps. It serves people who move often and send funds across long distances or pay online from home. It also serves sellers who accept wallet payments to reach customers with contactless phone paying.
How can I contact LOVA support?+
LOVA offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- support.lova.ba checked September 26, 2026
Backs: Support channels
“Lova podrska - Prosledi tiket - Pocetna - Video tutorijali”
- lova.ba checked September 26, 2026
Backs: Features
“Iskoristite nase partnerstvo sa BCX platformom za sigurnu, brzu i jednostavnu kupovinu, prodaju i cuvanje najpopularnijih kriptovaluta”
Compiled from 2 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.