Mastercard Multi-currency Cash Passport review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Mastercard Multi-currency Cash Passport is a prepaid travel wallet for people who want several currencies held together abroad. It covers 22 currencies on a Mastercard network card, though converting between them costs 5.75% and topping up the pound sterling wallet carries a fee.
Key facts
- Best for
- Travellers holding several currencies who want a single Mastercard prepaid card for spending abroad.
- Currency conversion fee
- 5.75% (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Top-up fee
- 2% on Pound Sterling wallet top up; free on foreign currency wallets (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Currencies
- 22 (Source, checked September 26, 2026)
- Legal entity
- PrePay Technologies Limited (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Official website
- cashpassport.com
Apps and profiles
- Get the app
- App Store
Pros and cons
Pros
- A single card covers 22 currencies, listed under multi currency and travel for multi-currency travel
- A currency conversion fee of 5.75% against a site median of 1%
- Top ups to foreign currency wallets are free, so the sterling fee can be avoided
- Support runs through email, phone and help centre, including a help centre and a phone line
Cons
- Loading the pound sterling wallet costs a top-up fee that the foreign currency wallets avoid
- Currency conversion of 5.75% is above the 3.99% charge at Skrill
- Currency conversion of 5.75% is well above the 0% charged by BFC Pay
Who it suits
- People splitting holiday money across several currencies on a single card
- Travellers who want a Mastercard network card rather than a single currency account
- Anyone who wants email, phone and help centre support from the same provider
Who should look elsewhere
- Beyon Money, if a 0% currency conversion fee matters more than holding many currencies together
- BFC Pay, another 0% conversion option, if a single currency wallet is enough
- Skrill, whose 3.99% conversion fee is lower, if you rarely hold more than a single currency
Who runs it
PrePay Technologies Limited runs the account, and the card is authorised in the UK by the Financial Conduct Authority under licence 900010. Support is available through email, phone and help centre, so a question about a wallet or a card can go to the team by phone, by email or through the help centre.
How Mastercard Multi-currency Cash Passport compares
8.7 vs 9.4
8.7 vs 9.0
8.7 vs 8.9
8.7 vs 9.2
8.7 vs 8.8
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8.7 vs 9.0
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8.7 vs 8.8
8.7 vs 9.6
8.7 vs 9.2
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 9.1
8.7 vs 8.9
8.7 vs 8.8
8.7 vs 8.8- 8.7 vs 8.8
- 8.7 vs 8.8
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8.7 vs 8.3
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8.7 vs 8.0
8.7 vs 8.0
Where Mastercard Multi-currency Cash Passport is available
- Available
- Australia, Canada, Japan, Malawi, New Zealand, Qatar, South Africa, United Kingdom
- Licence in United Kingdom
- Financial Conduct Authority (900010), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is the Mastercard Multi-currency Cash Passport used for?+
It is a prepaid wallet built for travel, holding 22 currencies you can top up and spend from a single card. The card type is prepaid, and the multi-currency and travel focus sits under multi currency and travel. Spending runs on the mastercard network, so the card works wherever Mastercard is accepted.
How much does it cost to convert currency?+
Conversion costs 5.75% on this card, above the site median of 1%. It sits at 254 of 259 brands ranked on that measure. Holding a balance in the currency you plan to spend avoids conversion for most purchases, which is the point of a multi-currency wallet.
What does it cost to top up the wallets?+
The top-up fee applies to pound sterling wallet top ups, while top-ups to foreign currency wallets are free. That split matters, because loading sterling is the top-up path that adds a cost. Conversion of 5.75% is separate and applies when you spend a balance in a different currency.
Is my money protected and who regulates it?+
The account is provided by PrePay Technologies Limited and is authorised in the UK by the Financial Conduct Authority, licence 900010. The card is prepaid, so the balance sits on the account rather than in a current account. The terms set out how that balance is treated.
How many currencies can I hold?+
The card covers 22 currencies, listed under multi currency and travel. In practice you can hold balances in several of them and spend from the matching wallet, so a trip through several countries does not need a conversion on each purchase. Unused balances can stay in their wallet until you return.
Can I get help when something goes wrong abroad?+
Support runs through email, phone and help centre, so a phone line, email and a help centre are all listed ways to reach the team. That matters on a prepaid wallet, where a lost card or a failed top up can leave you without cash away from home. Phone support means you are not limited to written contact.
How does it compare with cheaper single currency cards?+
The trade-off is breadth against conversion cost. Beyon Money converts at 0% and BFC Pay at 0%, both lower than 5.75%, while this card holds 22 currencies together. Skrill converts at 3.99%, which suits a traveller carrying a single currency.
Sources
- cashpassport.mastercard.com/uk checked September 26, 2026
Backs: Currencies, Features
“One Card, Twenty Two Currencies. ... Load up to 22 different currencies on one card.”
- cashpassport.mastercard.com/uk/contact-us checked September 26, 2026
Backs: Support channels
“Email us at cardservices_prepaid@mastercard.com ... Be sure to check out our help centre first. ... UK - 0800 056 0572”
- cashpassport.mastercard.com/uk/fees-and-limit checked September 26, 2026
Backs: Currency conversion fee, Legal entity, Top-up fee, Licences
“Foreign exchange fee 5.75% Fee for using your card for a transaction in a currency which is not available on your card”
- cashpassport.mastercard.com/uk/help checked September 26, 2026
Backs: Card type, Card network
“The Multi-currency Cash Passport is a chip and PIN protected prepaid Mastercard® currency card.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.
Mastercard Multi-currency Cash Passport
Travellers holding several currencies who want a single Mastercard prepaid card for spending abroad.