MetaMask Card review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
MetaMask Card is a debit card built on self custody, aimed at people who already hold crypto and want to spend it directly. The monthly fee is $0 and the currency conversion fee is 0%, with cashback of 1% to 3% on top and a mastercard card in your pocket.
Key facts
- Best for
- Spending crypto from your own wallet with no monthly fee and no conversion markup.
- Monthly fee
- $0 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Free ATM withdrawals
- $1,200 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Cashback rate
- 1% to 3% (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Custody
- Self custody (Source, checked September 26, 2026)
- Legal entity
- Consensys Software Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2016 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Help-centre, Community (Source, checked September 26, 2026)
- Features
- Crypto, Virtual card, Self-custody, Travel
- Official website
- metamask.io
Apps and profiles
Pros and cons
Pros
- Only 40.6% of debit cards are self custody, so the keys stay with you rather than with the provider.
- Free ATM withdrawals of $1,200 give a workable cash allowance for everyday needs.
- Cashback of 1% to 3% adds a reward on top of ordinary spending.
- A debit card on mastercard gives a familiar way to pay day to day.
Cons
- Support runs on email, chat and help centre, and no phone number appears in that list.
- The free ATM allowance of $1,200 ranks at position 3 of 115, so heavy cash use is not its strength.
- With a self custody wallet, the card issuer does not hold your keys, so access problems sit with you rather than with support.
Who it suits
- Crypto holders who want to pay with what they already hold, without selling it first.
- Travellers and online shoppers who value a conversion fee of 0% and a virtual card.
- People after cashback of 1% to 3% on everyday purchases.
Who should look elsewhere
- Anyone who needs phone support, since help comes through email, chat and help centre and a bank card with a phone line serves that better.
- Starling Personal Account Debit Card, with a monthly fee of £0, suits anyone who wants a bank current account rather than crypto spending.
- Bitpanda, monthly fee €0, is the one to look at if holding keys yourself is a step too far, since self custody puts that on you.
How MetaMask Card compares
9.1 vs 9.4
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 9.2
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 9.0
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.2Another crypto card at a monthly fee of €0, so the real choice comes down to who holds the keys.
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 9.6
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8- 9.1 vs 8.8
- 9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.5
9.1 vs 8.3
9.1 vs 8.2
9.1 vs 8.0
9.1 vs 8.0
Where MetaMask Card is available
- Available
- Andorra, Argentina, Austria, Belgium, Brazil, Bulgaria, Canada, Chile, Colombia, Costa Rica, Croatia, Cyprus, Denmark, Dominican Republic, El Salvador, Finland, France, Germany, Gibraltar, Greece, Guatemala, Guernsey, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Luxembourg, Malta, Mexico, Monaco, Netherlands, Norway, Panama, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland, Uruguay
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does MetaMask Card cost each month?+
The monthly fee is $0, so keeping the card open costs nothing in account fees. The provider is Consensys Software Inc., based in the United States, and the card is a debit card. What you pay comes from how you spend, which is set out below.
What does it cost to spend abroad?+
The currency conversion fee is 0%, so spending in another currency carries no conversion markup. Among 259 brands compared it holds position 1, which matters most for frequent travellers and for anyone paying a crypto balance away from home.
Can I withdraw cash with this card?+
Free ATM withdrawals are set at $1,200, so there is a real cash allowance rather than nothing. The card runs on mastercard. The brand ranks at position 3 of 115 on free withdrawals, which puts it among the stronger allowances in the comparison.
Do I keep control of my crypto?+
Yes. The wallet is self custody, so the keys sit with you rather than with the card issuer. That is the main pull for people who already hold crypto, and it is the part to weigh against support, which runs on email, chat and help centre with no phone line listed.
What kind of card do I get?+
It is a debit card on the mastercard network, and the provider lists crypto, virtual card and self custody among its features, so a virtual card is included for online spending. Day to day payments work like an ordinary debit card, with the crypto balance as the money behind it.
Is there any cashback?+
Yes. Cashback of 1% to 3% is paid on spending, which is a useful offset on a card whose monthly fee is $0. With the conversion fee at 0%, the reward is one of the main reasons to pick this card over another fee-free debit card.
Who runs MetaMask Card?+
The card is run by Consensys Software Inc., based in the United States. MetaMask itself was founded in 2016, and the card is one of its products. Support comes through email, chat and help centre rather than a phone line, so expect written help.
Who is this card for?+
It suits people who already hold crypto and want to spend it without selling first, especially those paying in several currencies given the 0% conversion fee. It suits less well anyone who wants a bank current account with phone support, since the listed channels are email, chat and help centre.
Sources
- en.wikipedia.org/wiki/MetaMask checked September 26, 2026
Backs: Founded
“MetaMask launched in 2016 as open-source software under the MIT license.”
- metamask.io/card checked September 26, 2026
Backs: Free ATM withdrawals, Card type, Cashback rate, Custody, Features, Currency conversion fee, Monthly fee, Card network
“Free ATM withdrawals ... ***up to $1,200/mo”
- metamask.io/terms checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels
“Suits may be brought only in a Federal District Court or a Texas state court located in Tarrant County, Texas”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Protection.
MetaMask Card
Spending crypto from your own wallet with no monthly fee and no conversion markup.