Moneytrans review
Updated October 12, 2026 · DebitCue Editorial Team
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Our verdict
Moneytrans is known for banking that follows life abroad, built around sending money home and managing daily spending. It helps workers living overseas who want one app for an account, a debit card and transfers to family with language support every day.
Key facts
- Best for
- Workers abroad managing pay and family support
- Legal entity
- Moneytrans Payment Services (Source, checked September 26, 2026)
- Headquarters
- Belgium (Source, checked September 26, 2026)
- Official website
- moneytrans.eu
Pros and cons
Pros
- Current account opens in minutes for paying, receiving and withdrawing cash
- Single app manages money, international transfers and phone top ups
- Support runs seven days a week in your own language
- Debit card enables shopping and cash access around the world
Cons
- Strong focus on life abroad limits appeal for purely domestic spending
Ready to try Moneytrans?
Who it suits
- International workers living away from home
- People sending money to family abroad
- Newcomers wanting simple account management
Who should look elsewhere
- People seeking only domestic banking without international needs
How Moneytrans compares
Where Moneytrans is available
- Licence in Belgium
- BE_NBB (PSD_PI BE_NBB!0449356557), checked September 26, 2026, also valid in Austria, Belgium, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Hungary, Ireland, Italy, Lithuania, Luxembourg, Latvia, Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia
Frequently asked questions
Who can use Moneytrans?+
Moneytrans serves people who live abroad, including foreign workers who support family from a distance. More than ten million international workers use it across one hundred and forty nationalities. You join a community that shares daily concerns around money and settling in.
What does the Moneytrans app cover?+
The app brings money management together in one place for people living overseas. You can run a current account, send money abroad and recharge a phone. You can also access job information and other everyday services that support life in a new country.
How does the Smile current account work?+
The Smile current account lets you pay and receive pay without complications. You can deposit money, withdraw cash and arrange transfers through the app or an agency. Registration takes minutes, then you manage the account at any time and from anywhere.
What does the Moneytrans debit card do?+
The debit card gives you instant purchasing power for shopping in person and online. You can also withdraw cash when you need notes around the world. It arrives with the Smile account and gives you a secure way to pay while living abroad.
Which company operates Moneytrans?+
Moneytrans is operated by Moneytrans Payment Services. (Source, checked September 26, 2026)
Where is Moneytrans based?+
Moneytrans is based in Belgium. (Source, checked September 26, 2026)
Sources
- euclid.eba.europa.eu/register/downloads/PSDMD/20260926/do... checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“EntityCode=BE_NBB!0449356557; EntityType=PSD_PI; ENT_NAM=Moneytrans Payment Services”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.
Moneytrans
Workers abroad managing pay and family support