NCB Mastercard Prepaid review

Updated October 14, 2026 · DebitCue Editorial Team

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Our verdict

NCB Mastercard Prepaid in Jamaica can be loaded through online banking, the mobile app or a branch. Spending is limited to the available balance, so it is prepaid rather than credit.

Key facts

Best for
Jamaican cardholders who want prepaid spending with several NCB loading channels.
Official website
jncb.com

Pros and cons

Pros

  • Several loading channels are listed.

Cons

  • Spending is limited to loaded funds
  • the card does not provide credit.
NCB Mastercard Prepaid

Ready to try NCB Mastercard Prepaid?

Who it suits

  • Jamaican cardholders who want prepaid spending with several NCB loading channels.

Who should look elsewhere

  • People seeking borrowing or spending beyond a prepaid balance.

Prepaid balance limit

The card can be used only up to its available loaded balance; it is not credit.

Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Card type, Protection.

NCB Mastercard Prepaid

NCB Mastercard Prepaid

Jamaican cardholders who want prepaid spending with several NCB loading channels.

See alternatives