POST Luxembourg review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
POST Luxembourg issues a business debit card for firms paying in several currencies, and its currency conversion fee of 0% keeps spending abroad cheap. The trade-off is the monthly fee of €5, set against Wise at £0 and Chime Card (Secured Visa Credit Card) at $0.
Key facts
- Best for
- A business debit card that pays abroad and charges 0% to convert.
- Monthly fee
- €5 (Source, checked September 26, 2026)
- Currency conversion fee
- 0% (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- POST Luxembourg (Source, checked September 26, 2026)
- Headquarters
- Luxembourg (Source, checked September 26, 2026)
- Founded
- 1992 (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Features
- Multi-currency, Travel
- Audience
- Business
- Official website
- post.lu
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- A currency conversion fee of 0% on a debit card made for business accounts
- Multi-currency and travel features, which suit firms paying or sending staff abroad
- Support runs on email, phone and help centre, so help is available by phone and in writing
- Ranks 1 of 259 brands on currency conversion fee
Cons
- A monthly fee of €5, where Wise charges £0 and Chime Card (Secured Visa Credit Card) charges $0
- Ranks 383 of 419 brands on monthly fee
- Support runs on email, phone and help centre only
Who it suits
- Businesses that pay suppliers or staff in another currency and want a 0% conversion fee
- Firms whose staff travel, given the multi-currency and travel features on the visa network
- Customers in LU who want support by email, phone and help centre
Who should look elsewhere
- Wise, whose monthly fee is £0, if the recurring charge is the deciding factor
- Varo Believe Secured Credit Card, a secured credit card rather than a debit card
- Chime Card (Secured Visa Credit Card), if a secured credit card at a $0 monthly fee fits better
How POST Luxembourg compares
9.3 vs 9.4
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 9.2
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.7
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 9.6
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 8.9
9.3 vs 8.8
9.3 vs 8.8- 9.3 vs 8.8
- 9.3 vs 8.8
9.3 vs 8.8
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.5
9.3 vs 8.3
9.3 vs 8.2
9.3 vs 8.0
9.3 vs 8.0
Where POST Luxembourg is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does POST Luxembourg charge each month?+
The card sits in a monthly fee of €5, and that is the main cost to weigh. Many cards on the site carry no monthly charge, and Wise lists a monthly fee of £0. The card is aimed at business users, so the charge comes with a business account rather than a personal one.
Is there a currency conversion fee when paying abroad?+
There is no conversion charge: the fee is 0%, and the card carries multi-currency and travel features. On that measure POST Luxembourg ranks 1 of 259 brands on the site. It suits a business paying suppliers or staff in another currency without adding a slice on every conversion.
What kind of card is this and what network does it use?+
It is a debit card on the visa network, issued by POST Luxembourg and based in Luxembourg. As a debit card, spending comes straight from the account balance rather than a credit line, and Visa is the network most cards listed here run on. Multi-currency and travel features sit alongside it.
Who is the card aimed at?+
POST Luxembourg lists it for business audiences, and the features on offer are multi-currency and travel. That points to a company paying in more than one currency or with staff abroad, rather than a student card or one for children. The legal entity behind it is POST Luxembourg, based in Luxembourg.
How do I get help if something goes wrong?+
Support runs on email, phone and help centre, so email, phone and a help centre are all there. Live chat and a community forum are not part of the mix, which matters for anyone who prefers instant messaging. A help centre covers written questions, and phone support handles the rest.
How does POST Luxembourg compare with cheaper alternatives?+
On monthly cost, POST Luxembourg sits at €5, while Wise charges £0, Varo Believe Secured Credit Card charges $0 and Chime Card (Secured Visa Credit Card) charges $0. On conversion the ranking flips, since POST Luxembourg charges 0%. The other three are credit cards.
How long has POST Luxembourg been around?+
The company was founded in 1992 and trades as POST Luxembourg, with its headquarters in Luxembourg. An established operator can reassure a business account holder, though the card itself is a debit card rather than anything carrying a credit line. The multi-currency and travel features set it apart from a plain bank card.
Sources
- post.lu checked September 26, 2026
Backs: Audience
- post.lu/fr/particuliers/finance/les-packs-eboo checked September 26, 2026
Backs: Currency conversion fee, Monthly fee
- post.lu/fr/particuliers/finance/nos-cartes/visa-debit checked September 26, 2026
Backs: Card type, Features, Card network
- post.lu/fr/particuliers/infos-aide/mentions-legales checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“Tel : +352 2424-1 ... Courriel : contact.group@post.lu”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
POST Luxembourg
A business debit card that pays abroad and charges 0% to convert.