ProCredit Bank Srbija review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ProCredit Bank Srbija is a straightforward Mastercard debit card for people who bank in Serbia and want a plain account with no monthly charge. The RSD 0 is RSD 0, so there is no cost to hold it, and the card type is debit on the mastercard network.
Key facts
- Best for
- Serbian residents who want a fee free Mastercard debit card for everyday spending.
- Monthly fee
- RSD 0 (Source, checked September 26, 2026)
- Card type
- Debit (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Official website
- procreditbank.rs
Pros and cons
Pros
- The monthly fee is RSD 0, the same figure Wise and Varo Believe Secure report
- A debit card rather than credit, so there is no borrowing to repay
- The mastercard network is accepted widely, and a median of 34.6% of the debit cards compared use it
- Simple bank issued card with no credit checks or interest to think about
Cons
- The fee is charged in RSD 0, so the account suits spend in dinar rather than holders of other currencies
- Fees of RSD 0 is the only saving here, and there is no rate, reward or allowance data to weigh alongside it
Who it suits
- People banking in Serbia who want everyday spending on a Mastercard debit card
- Anyone who wants a bank issued card with no monthly charge to budget for
Who should look elsewhere
- Wise, if you need to hold and convert several currencies rather than spend dinar
- Varo Believe Secure, if you would rather build a credit history with a secured card
- Chime Card, if you want a card that also builds credit
How ProCredit Bank Srbija compares
Frequently asked questions
How much does the ProCredit Bank Srbija debit card cost each month?+
The account fee is RSD 0, charged in RSD, so there is nothing to pay for holding the card. That puts it alongside fee free alternatives rather than above them, since $0 and £0 are also nil.
What kind of card is it and what network does it run on?+
It is a debit card on the mastercard network. Mastercard sits alongside Visa as one of the two most common networks in this comparison, and 34.6% of the debit cards ranked here use it.
Does spending on this card build a credit history?+
No. It is a debit card, so it draws directly on the money in the account rather than lending. Anyone wanting to build a credit record would need a secured card such as Varo Believe Secure or Chime Card instead.
How does it compare with other fee free debit cards?+
On price there is nothing to separate them, since RSD 0 matches the £0 charged by Wise and the $0 at Varo Believe Secure. The real differences are currency handling and whether the card is secured.
Is the money in the account protected?+
As a bank issued card rather than a prepaid or virtual one, the balance sits with the bank, and the card type is debit. It is the practical choice for readers who weigh safety of the money and the cost of holding it.
Who is this card suited to?+
It suits people banking in Serbia who spend mainly in dinar and want a card with no monthly charge. Readers who convert between currencies regularly will find a multi currency account a better fit than a single market one.
Sources
- procreditbank.rs/stanovnistvo/kartice/mastercard-debitna-... checked September 26, 2026
Backs: Card type, Card network
“Mastercard debitna kartica - Beskontaktna debitna kartica za fizicka lica”
- procreditbank.rs/stanovnistvo/racuni/besplatan-racun checked September 26, 2026
Backs: Monthly fee
“Besplatan racun”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Currency conversion fee, Free ATM withdrawals, Protection.
ProCredit Bank Srbija
Serbian residents who want a fee free Mastercard debit card for everyday spending.