Santander Debito LikeU review

The monthly fee is MXN 9.90, set for the Super account. That sits above the site median of €0, and the highest monthly fee in the debit ranking is €83.23. The fee is the main thing to weigh, because the account is a debit product and nothing is borrowed.

Cashback runs at 3% on spending under the Pro account. Cashback is also the most common reward type in this comparison, at 49.5% of the brands here, so the account pays the reward most readers meet. The more you put through the card, the more comes back.

It is a debit card, so purchases come out of the money sitting in your account rather than a credit line. Debit cards make up 74.3% of the cards in this comparison, so this is the standard setup for everyday spending and there is nothing to repay later.

On monthly fee it sits at position 336 out of 419 brands ranked, so the charge is well down the cheaper end. The median monthly fee across the site is €0, which is why the gap looks wide.

Cost is the weak part of the rating, with a cost score of 2 and an overall score of 2, while the account still pays 3% in cashback. The monthly fee of MXN 9.90 is what weighs on the cost side.

It suits people who put most of their spending through the card and want 3% back in cashback. It suits you less if the card sits unused for stretches, because the MXN 9.90 fee still runs. A monthly fee of £0 on Wise is the comparison to make first.