Spriggy review

Spriggy charges AUD 5 a month for the account. That is the standing cost to plan around, and it sits well above the prepaid norm of €0 on the site. A card made for kids is a small, simple product, so this figure decides whether it is worth keeping.

It is a prepaid card rather than a debit or credit card, and the monthly charge is AUD 5. Prepaid accounts are 20.4% of the cards on the site against 74.3% for debit, so prepaid is the less common shape here and worth weighing against your own needs.

Spriggy runs on visa, and 58.6% of the cards on the site sit on the same network, so it is the most common setup here. For a card made for kids, a familiar network matters more than rewards, and the prepaid account is charged AUD 5 a month.

Spriggy is built for kids, not for adult everyday banking. Kids' accounts are 37.5% of the site and 33.3% of the prepaid ranking, so the segment is established rather than a niche experiment. A prepaid card for kids keeps the balance small and the AUD 5 charge easy to plan.

Spriggy charges AUD 5 a month. JMMB Moneyline and JMMB Money Transfer prepaid card charges JMD 0, and CrediMax Cardy EX prepaid Visa charges BHD 0, so both carry no standing charge at all. Skrill sits closer, at €5, which makes the fee the reason to look elsewhere.

On monthly fee, Spriggy sits at position 369 of 419 brands listed, so the charge is towards the dearer side. The site median is €0 and the top of the range reaches €99, which means AUD 5 is not an outlier but it is not cheap either.

Only 20.4% of the cards on the site are prepaid, while 74.3% are debit. Debit cards are the default, so a prepaid card like Spriggy is a deliberate choice, and the AUD 5 monthly fee is the price of taking that route for kids.

The prepaid ranking covers 184 brands, of which 77 are licensed. Most carry no monthly fee: the prepaid median is €0 and the upper quartile is €0, with only the top of the range, €31.38, higher. The AUD 5 charged by Spriggy sits above that band.