Veritas Mastercard review
Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Veritas Mastercard is a prepaid Mastercard with virtual card and crypto features and a monthly fee of €0, so it suits people who want to hold and spend crypto without a standing charge. Its overall score is 4.9, and currency conversion is the cost to weigh.
Key facts
- Best for
- A no monthly charge prepaid Mastercard for holding and spending crypto.
- Monthly fee
- €0 (Source, checked September 26, 2026)
- Currency conversion fee
- 1.99% (Source, checked September 26, 2026)
- Card type
- Prepaid (Source, checked September 26, 2026)
- Card network
- Mastercard (Source, checked September 26, 2026)
- Features
- Virtual card, Crypto
- Official website
- cardveritas.com
Pros and cons
Pros
- A monthly fee of €0, so there is no standing cost to keep the card open.
- Features listed are virtual card and crypto, so crypto and virtual card use are both part of the card.
- A prepaid card on the mastercard network, so it works in shops and online.
Cons
- A currency conversion fee of 1.99%, which sits at 159 of 259 on our data, so foreign spend is the weak spot.
- The card runs on the mastercard network, so anyone set on Visa will need a different card.
Who it suits
- People holding crypto who want a card that spends it, with a virtual card listed as a feature.
- Anyone who wants a prepaid Mastercard and does not want a monthly charge.
- Users who mainly spend in a single currency and can plan around a 1.99% conversion fee.
Who should look elsewhere
- Skrill users who want a wallet rather than a card, since Skrill charges €5 a month against €0 here.
- JMMB Moneyline and JMMB Money Transfer prepaid card users after a single domestic market, since its monthly fee is JMD 0 in Jamaican dollars.
- CrediMax Cardy EX prepaid Visa users who need Visa, since it runs Visa where this card uses the mastercard network and charges BHD 0 a month.
Fees and FX
The monthly fee on the prepaid card is €0, so holding it costs nothing to the account. Currency conversion costs 1.99% on spend in another currency. That second charge is the whole of the cost a reader needs to weigh: keep spending in a single currency and the card is free to run, travel often and the conversion fee decides how it feels.
How it compares on our data
On our data the monthly fee puts Veritas Mastercard at 1 of 419 brands, the top of that ranking. The currency conversion fee of 1.99% sits at 159 of 259, well down the field, so the cheap side of the cost picture is clear and the expensive side is not.
How Veritas Mastercard compares
Frequently asked questions
What is the monthly fee on the Veritas Mastercard prepaid card?+
The monthly fee is €0, so there is nothing to pay for holding the card open. On our data that places it at 1 of 419 brands, at the cheap end of the prepaid market.
What does it cost to convert currency on the card?+
Currency conversion costs 1.99% on the card. That sits at 159 of 259 on our data, which puts it among the pricier cards for spending outside the currency the account is used in.
Is Veritas Mastercard a debit card or a prepaid card?+
It is a prepaid card rather than a debit account, so the balance loaded on the card is the balance spent from it. Payment runs on the mastercard network, so it is accepted wherever Mastercard prepaid cards are taken.
What is the card meant to be used for?+
The listed features are virtual card and crypto, so the card is aimed at crypto use with a virtual card alongside it. Payments run on the mastercard network, which keeps the card usable in person as well as online.
How does it compare with Skrill on monthly cost?+
Skrill charges a monthly fee of €5 against €0 here, so Veritas Mastercard costs less to keep open month to month. Skrill is set up as a wallet, where this card is a prepaid card built for card spending.
Is Veritas Mastercard a solid all-round pick?+
Its overall score is 4.9 on our data. The monthly fee of €0 is the part that holds it up, and the currency conversion fee of 1.99% is the part worth weighing before applying.
Which other prepaid cards have no monthly fee?+
JMMB Moneyline and JMMB Money Transfer prepaid card charges JMD 0, and CrediMax Cardy EX prepaid Visa charges BHD 0. Each sits at the free end of the market, like Veritas Mastercard at €0, though the currencies differ.
Sources
- veritasbanking.com/pdf/Terms_Conditions_Veritas_Moorwand.pdf checked September 26, 2026
Backs: Currency conversion fee
“FX Charge on spend for International ATM Use 1.99%”
- cardveritas.com/en/prepaid-card checked September 26, 2026
Backs: Card type, Features, Monthly fee, Card network
“Veritas Mastercard prepaid card - for everyone”
Compiled from 2 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Free ATM withdrawals, Protection.
Veritas Mastercard
A no monthly charge prepaid Mastercard for holding and spending crypto.