Updated September 28, 2026
What is AT_FMA?
In short
AT_FMA is the Austrian entry in the payment services register, and each licensed firm carries its own code there.
AT_FMA is the entry used for the Austrian authority that licenses electronic money institutions, and each one appears in the public payment services register with its own code. Cards and accounts from providers such as Bitpanda Card and Bybit Card are listed there, which confirms the firm is supervised in Austria and gives you an authority to raise a complaint with. Bitpanda and Bitpanda Card hold licence PSD_EMI AT_FMA_54966, and Bybit and Bybit Card hold licence PSD_EMI AT_FMA_122601. A shared code covers several brands in a group, so check your own account is inside it.
Sources
- euclid.eba.europa.eu, checked September 26, 2026