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ACB Grenada Bank review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

ACB Grenada Bank is a Grenadian bank whose Visa debit card is built for business spending and travel. Currency conversion costs 1%, the same as the median across the cards compared here, so a company paying its own suppliers sees little cost until money is converted.

Key facts

Best for
A Visa debit card with no monthly charge for Grenadian business accounts.
Monthly fee
EC$0 (Source, checked September 26, 2026)
Currency conversion fee
1% (Source, checked September 26, 2026)
Free ATM withdrawals
EC$0 (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Visa (Source, checked September 26, 2026)
Currencies
2 (Source, checked September 26, 2026)
Legal entity
ACB Grenada Bank Ltd (Source, checked September 26, 2026)
Headquarters
Grenada (Source, checked September 26, 2026)
Founded
2021 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Features
Travel
Audience
Business
Official website
gd.acbonline.com

Credit cards

Currency conversion fee
1% (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
ACB Grenada Bank Ltd (Source, checked September 26, 2026)
Headquarters
Grenada (Source, checked September 26, 2026)
Founded
2021 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Features
Travel
Audience
Business

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInyoutube.com

Pros and cons

Pros

  • The card is a debit card on the visa network, the most common card type in this comparison (74.3%).
  • Support runs through email, phone and help centre, giving both a spoken and a written route to the bank.
  • Travel is the feature the card is built around (travel), and the account holds 2 currencies.
  • The bank issues credit cards as well (credit), so a company can keep spending and borrowing at the same bank.

Cons

  • Cash is charged at the machine: the free ATM withdrawal allowance is XCD 0.
  • The currency conversion fee of 1% puts the card at 125 on this site, so it is not a cheap way to spend abroad.
  • The account is aimed at business customers (business), so a personal user is not the fit.
ACB Grenada Bank

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Scored 8.6 / 10 by DebitCue.

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Who it suits

  • Small businesses in Grenada paying suppliers and staff from a single card
  • Travellers from the Eastern Caribbean who want a card built around travel use (travel)
  • Owners who want to reach the bank by phone, email or the help centre (email, phone and help centre)

Who should look elsewhere

  • Varo Believe Secured Credit Card, which is a secured credit card rather than the debit card on offer here.
  • Chime Card (Secured Visa Credit Card), a secured credit card with a monthly fee of $0.
  • Wise, whose monthly fee of £0 is priced in sterling, for readers banking in the UK rather than Grenada.

Fees and currency costs

The account carries a monthly fee of XCD 0, so keeping it open costs nothing each month. Converting between currencies is charged at 1%, and that rate is what a purchase abroad adds on top. Spend in the currency of the merchant where you can and the conversion charge does not arise.

Who runs it

ACB Grenada Bank Ltd is the legal entity behind the account, headquartered in Grenada and founded in 2021. Support runs through email, phone and help centre, so a question about a fee or a declined payment has both a spoken and a written route. The card is built for business customers, which shapes who the account suits.

How ACB Grenada Bank compares

Where ACB Grenada Bank is available

Available
Antigua and Barbuda, Grenada
Licence in Antigua and Barbuda
Antigua and Barbuda (licence to carry on banking business under Section 3(3) of the Banking Act 2015 of Antigua and Barbuda, No. 10 of 2015, granted to Antigua Commercial Bank Ltd; the page links the ACB Grenada Bank banking licence PDF), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does ACB Grenada Bank charge each month?+

The monthly fee is XCD 0, so there is no recurring charge for keeping the account open. The costs that do appear are currency conversion and any charge your own bank adds at the machine, which this comparison tracks separately from the monthly fee.

How much does it cost to spend abroad?+

Currency conversion is charged at 1% on converted amounts, which is the same as the median across the cards compared here (1%). A purchase in the merchant's own currency skips the conversion step, so paying in the local currency keeps the cost lower.

Can I take out cash free at ATMs?+

The free ATM withdrawal allowance is XCD 0, so budget for a charge each time you take cash out. Across the debit cards compared here the typical allowance is €0, so ACB Grenada Bank sits at the common end of the range.

What kind of card is this and will it work abroad?+

The card is a debit card on the visa network, so it works anywhere Visa is accepted. The bank also issues credit cards (credit), which is a separate product with separate costs, so check which one you are opening before you compare fees.

Who regulates the bank and where do I complain?+

The banking licence is granted in Antigua and Barbuda to Antigua Commercial Bank Ltd, the entity behind ACB Grenada Bank, and that country is the regulator to name if a complaint is not settled by the bank. Support on the account runs through email, phone and help centre.

Who is this account built for?+

The account is aimed at business customers (business), so it fits a company paying suppliers and staff from one card. It is a Grenadian institution (GD), which makes it a natural choice for businesses already settled in the Eastern Caribbean rather than for readers shopping for a rewards card.

Is the card aimed at travel?+

Travel is the feature the card is built around (travel), and the account holds 2 currencies, so a trip paid in the local currency or a familiar one is straightforward. Anything outside that set means paying the conversion rate.

Sources

  • ag.linkedin.com/company/acb-caribbean checked September 26, 2026

    Backs: Card kind

    “International Visa and MasterCard credit cards”

  • gd.acbonline.com checked September 26, 2026

    Backs: Legal entity, Support channels

    “ACB Grenada Bank Ltd remains committed to be agile and nimble in our approach”

  • gd.acbonline.com/about-acb-grenada-bank-ltd checked September 26, 2026

    Backs: Founded, Licences

    “In April of that same year, the Bank acquired the assets of RBC in Antigua & Barbuda and in Grenada, thus expanding into the OECS, and trading as ACB Caribbean and ACB Grenada Bank respectively.”

  • gd.acbonline.com/personal/acb-grenada-bank-fees checked September 26, 2026

    Backs: Free ATM withdrawals, Audience, Currencies, Currency conversion fee

    “DEBIT CARD - Transaction Fee (ACB ATMs) $0”

  • gd.acbonline.com/personal/acb-smart-cards checked September 26, 2026

    Backs: Card type, Features, Headquarters, Monthly fee, Card network

    “The ACB Smart Card is a Chip & Pin Contactless International Debit Card.”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

ACB Grenada Bank

ACB Grenada Bank

A Visa debit card with no monthly charge for Grenadian business accounts.

8.6/10See alternatives