Allo Bank review
Updated October 13, 2026 · DebitCue Editorial Team
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Our verdict
Allo Bank provides a virtual Visa debit card that stores card details in a mobile app for everyday online debit payments. It suits customers who organise everyday spending by phone and prefer managing a virtual card balance through an app interface.
Key facts
- Best for
- Everyday virtual Visa debit card for app use
- Card type
- Virtual (Source, checked September 26, 2026)
- Card network
- Visa (Source, checked September 26, 2026)
- Legal entity
- PT Allo Bank Indonesia Tbk (Source, checked September 26, 2026)
- Headquarters
- Indonesia (Source, checked September 26, 2026)
- Founded
- 1992 (Source, checked September 26, 2026)
- Features
- Virtual card
- Official website
- allobank.com
Credit cards
Apps and profiles
- Get the app
- App StoreGoogle Play
Pros
Pros
- Allo Bank provides a virtual debit card for everyday debit payments by app
- The card uses the Visa network and keeps details in virtual form
Who it suits
- People who manage everyday spending through a phone app
- People who prefer virtual cards for online debit payments
How Allo Bank compares
Where Allo Bank is available
- Available
- Indonesia
- Licence in Indonesia
- OJK, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Allo Bank provide?+
Allo Bank provides a virtual Visa debit card for everyday debit payments through a mobile app. The virtual card type keeps card details in the app. Customers link use to a debit balance for online payments.
How does a virtual debit card work in plain terms?+
A virtual debit card stores card details inside a mobile app for online payments. It connects the details to an available debit balance. Customers view activity in the app and enter the stored details at payment.
Who is Allo Bank suited to?+
Allo Bank suits customers who manage everyday money mainly through a phone app. The virtual Visa debit card supports online payments with app based card details. Customers who keep routines in an app can use it for debit payments.
Which company operates Allo Bank?+
Allo Bank is operated by PT Allo Bank Indonesia Tbk. (Source, checked September 26, 2026)
Where is Allo Bank based?+
Allo Bank is based in Indonesia. (Source, checked September 26, 2026)
When was Allo Bank founded?+
Allo Bank was founded in 1992. (Source, checked September 26, 2026)
Sources
- play.google.com/store/apps/details/Allo_Bank checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“PT Allo Bank Indonesia Tbk, a licensed digital bank supervised by the Financial Services Authority (OJK)”
- stockanalysis.com/quote/idx/BBHI/company checked September 26, 2026
Backs: Founded
“The company was founded in 1992”
- youtube.com/shorts/5Fj0GqHXvLc checked September 26, 2026
Backs: Card type, Features, Card network
“Your Allo Visa Virtual Debit Card is ready to use”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Monthly fee, Currency conversion fee, Free ATM withdrawals, Protection.