Anadi Bank review

The card carries a monthly fee of €0 and runs on the mastercard network. That charge sits at the cheap end of the debit ranking on the site, where fees reach €83.23 a month. Cards such as Wise carry a monthly fee of £0, so the standing charge alone will not pick a winner here.

Anadi Bank is supervised in its home market by the Finanzmarktaufsichtsbehoerde (FMA), the Austrian regulator behind Austrian Anadi Bank AG, whose headquarters are in Austria. The card kind on file is credit and the card type is debit, so this is a bank account with a card attached rather than a standalone card product.

Both labels appear on the account. The card type is debit and the card kind is credit, and the account is grouped with debit cards here. Spending comes from the bank balance rather than a revolving balance, and the card runs on the mastercard network, so it is accepted wherever that network is taken.

Support runs on email and phone, so a phone call and an email are both ways in. The bank is based in Austria and is supervised there by the Finanzmarktaufsichtsbehoerde (FMA), so there is a named regulator behind any complaint. Plan for those two routes, since the account lists no others.

Anadi Bank is a single market bank: Austrian Anadi Bank AG is headquartered in Austria. The account card is a debit card on the mastercard network, so it is set up around one home currency and for payments at home and abroad, rather than for holding several currencies at once.

On the monthly fee, not really. Anadi Bank charges €0, Wise charges £0, Varo Believe charges $0 and Chime charges $0. Price does not separate them, so the choice comes down to whether you want a debit card in a single market or a credit card product.