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Azizi Bank review

Updated September 28, 2026 · DebitCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Azizi Bank is an Afghan bank whose Mastercard debit account costs a monthly fee of AFN 15 and charges 3% on currency conversion, so it suits customers banking in afghani who rarely spend abroad. The credit card side carries an annual fee of $100.

Key facts

Best for
Customers in Afghanistan who want a Mastercard debit account and a credit card from one local bank.
Monthly fee
AFN 15 (Source, checked September 26, 2026)
Currency conversion fee
3% (Source, checked September 26, 2026)
Card type
Debit (Source, checked September 26, 2026)
Card network
Mastercard (Source, checked September 26, 2026)
Currencies
4 (Source, checked September 26, 2026)
Legal entity
Azizi Bank (Source, checked September 26, 2026)
Headquarters
Afghanistan (Source, checked September 26, 2026)
Founded
2006 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Official website
azizibank.af

Credit cards

Annual fee
$100 (Source, checked September 26, 2026)
Currency conversion fee
3% (Source, checked September 26, 2026)
Card kind
Credit (Source, checked September 26, 2026)
Legal entity
Azizi Bank (Source, checked September 26, 2026)
Headquarters
Afghanistan (Source, checked September 26, 2026)
Founded
2006 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedInXfacebook.cominstagram.comyoutube.com

Pros and cons

Pros

  • Mastercard debit account and a credit card from the same bank, so everyday spending and borrowing sit together
  • A monthly fee of AFN 15 that is a set domestic amount rather than a tiered plan
  • Founded in 2006, so the bank has a long operating history
  • Account access covers 4 currencies

Cons

  • A currency conversion fee of 3% is well above the site median of 1%
  • The credit card carries an annual fee of $100 while the site median annual fee is €0
  • Support runs on email and phone only
Azizi Bank

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Scored 8.7 / 10 by DebitCue.

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Who it suits

  • Customers in Afghanistan who mostly spend in afghani and want a Mastercard debit card
  • Borrowers who want a credit card from a bank founded in 2006
  • Anyone holding several currencies who wants them in one account

Who should look elsewhere

  • Travellers who convert often, since the conversion fee is 3% against a site median of 1%
  • Anyone who wants no annual fee on a credit card, because this one charges $100
  • Customers who want help beyond email and phone

How Azizi Bank compares

Where Azizi Bank is available

Available
Afghanistan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the Azizi Bank debit account cost each month?+

The debit account charges a monthly fee of AFN 15. For comparison, the monthly fee median across the site is €0, so this account sits above the typical figure. The fee is a fixed domestic amount rather than a tiered plan.

How much does Azizi Bank charge to convert currency?+

The currency conversion fee is 3%, against a site median of 1% and an upper quartile of 2.5%. Customers who spend mainly in afghani will rarely pay it, while frequent travellers will.

Is there a fee on the Azizi Bank credit card?+

Yes. The credit card carries an annual fee of $100, while the site median annual fee is €0 and the top quartile is €4.89. Borrowers who expect to use the card heavily should weigh that against the cost.

Which networks does Azizi Bank issue on?+

The debit account runs on the Mastercard network. Mastercard is the network for 38.5% of the brands on the site, so acceptance depends on where Mastercard is taken rather than on a local scheme.

How many currencies can I hold with Azizi Bank?+

The account covers 4 currencies. That is enough for holding a small set of balances in one place, though multi-currency accounts are a feature for 34.9% of the brands compared here.

How do I get help from Azizi Bank?+

Support runs on email and phone, so email and phone are the routes. A help centre is a feature for 75.6% of the brands on the site, which is worth considering if you prefer self-service documentation.

Who is the Azizi Bank account for?+

It is built for customers in Afghanistan, where the bank has its headquarters, and it offers both a debit card and a credit card. It suits people banking in afghani rather than those who travel or convert money often.

Is Azizi Bank a long established bank?+

Azizi Bank was founded in 2006 and is headquartered in Afghanistan. The legal entity behind the accounts is Azizi Bank, so the debit and credit products come from the same institution.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Free ATM withdrawals, Protection.

Related by the facts

Azizi Bank

Azizi Bank

Customers in Afghanistan who want a Mastercard debit account and a credit card from one local bank.

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